ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[jack333]

Sahi hai bro🤣. What if they don't refund your joining fee of 6.5k plus gst 🤣

 

[0xfallup]

Sahi hai bro🤣. What if they don't refund your joining fee of 6.5k plus gst 🤣

charity it is!

 

[Chaitanya-a]

charity it is!

Aisi charity h to mai b bank kholta kl hi

 

[0xfallup]

Aisi charity h to m b bank kholta kl hi

done bank ka name rakhna ITUS ...iykyk ( aur card mai diamond chaiye ) 🙂

 

[Bugs Bunny]

e

No you are eligible for large locker for both metro and non metro 🙂 am using large one

Exactly

 

[Bugs Bunny]

A

I have written even to parag office no use for me 🙁am just holding since i don't have option for now

You need to negotiate before hand ie before opening the account. Ask anything and everything when you have to open an account with good funding. There are chances they'd agree in tier2/3 branches as I did with wealth management icici ( negotiated an ltf Sapphiro 🙂 )

 

[PavanPavan is verified member.]

A

You need to negotiate before hand ie before opening the account. Ask anything and everything when you have to open an account with good funding. There are chances they'd agree in tier2/3 branches as I did with wealth management icici ( negotiated an ltf Sapphiro 🙂 )

Mine was upgraded from lower variant to level to imperia 🙁 i never asked for imperia

 

[aaa1]

Well, I was checking this thread today to see how to get upgraded to Wealth Management and my surprise when I logged in, the netbanking was all black. I had The One Titanium salary account before this. I guess since they discontinued that, they are upgrading the account (speculation). Now I've ordered a cheque book to see which type it is.

My retired father has a wealth management account (not sure if it is Select) but the TRV (including FD, Demat etc) is well over 50L. Shouldn't he be getting Wealth Select? The RMs and Branch Manager here in Raipur are completely ignorant as when I asked to be included in Family in my father's wealth management account, she said that it was not possible (lie). But since she handles my father's work/queries easily over calls, he doesn't want to change branches.

Also, they have given him Coral Debit Card and Coral Credit Card. Shouldn't he be getting Wealth Debit Card and a better credit card?

 

[jack333]

He can easily get Sapphiro LTF with that much TRV. You can also push for Emeralde LTF

 

[Bugs Bunny]

Well, I was checking this thread today to see how to get upgraded to Wealth Management and my surprise when I logged in, the netbanking was all black. I had The One Titanium salary account before this. I guess since they discontinued that, they are upgrading the account (speculation). Now I've ordered a cheque book to see which type it is.

My retired father has a wealth management account (not sure if it is Select) but the TRV (including FD, Demat etc) is well over 50L. Shouldn't he be getting Wealth Select? The RMs and Branch Manager here in Raipur are completely ignorant as when I asked to be included in Family in my father's wealth management account, she said that it was not possible (lie). But since she handles my father's work/queries easily over calls, he doesn't want to change branches.

Also, they have given him Coral Debit Card and Coral Credit Card. Shouldn't he be getting Wealth Debit Card and a better credit card?

get a wealth debit card plus minimum emeralde ltf with this much nrv

 

[NOOBY]

ICICI gurus @jack333 @anirban.choudhury @vaibhav111 @ashwink and other members..

According to the Wealth Management service charges page: https://www.icicibank.com/service-charges/wealth-management-gpc-account

It says Nil Debit card fees for:
- World Master Debit Card for Wealth Management customers.
- Visa Infinite Debit card for Wealth select customers and Private Banking Customers.

But somehow, my dad has the VISA version of Wealth Management card (this one): https://www.icicibank.com/personal-banking/cards/debit-card/platinum-debit-card

At least the card image is same (with Wealth Management written at the top)

So, will he get charged for this card (as its not in the Nil list) ?

He doesn't care much about fees (but I do) 😛

 

[0xfallup]

ICICI gurus @jack333 @anirban.choudhury @vaibhav111 @ashwink and other members..

According to the Wealth Management service charges page: https://www.icicibank.com/service-charges/wealth-management-gpc-account

It says Nil Debit card fees for:
- World Master Debit Card for Wealth Management customers.
- Visa Infinite Debit card for Wealth select customers and Private Banking Customers.

But somehow, my dad has the VISA version of Wealth Management card (this one): https://www.icicibank.com/personal-banking/cards/debit-card/platinum-debit-card

At least the card image is same (with Wealth Management written at the top)

So, will he get charged for this card (as its not in the Nil list) ?

He doesn't care much about fees (but I do) 😛

call wealth catered customer care

 

[NOOBY]

call wealth catered customer care

aise to forum ki jarurat hi nahi hai kyunki sabhi cheezien CC toh bata hi dega na 😀

forum is meant to ask questions so that we can be firm while talking to CC/Branch executives... if you can't help or do not know about it, better to refrain from replying

EDIT: I don't want to be seem rude, sorry if you felt so.. but replies like these aren't helpful 😅

 

[Bugs Bunny]

aise to forum ki jarurat hi nahi hai kyunki sabhi cheezien CC toh bata hi dega na 😀

forum is meant to ask questions so that we can be firm while talking to CC/Branch executives... if you can't help or do not know about it, better to refrain from replying

It won't be charged and politely the forum is for the things that CC can't tell, ie the undisclosed things 🙂

 

[NOOBY]

It won't be charged and politely the forum is for the things that CC can't tell, ie the undisclosed things 🙂

Exactly!

Thanks for confirming, As it would make no sense in paying those 750+gst while you can get similar card with same benefits for free

Is there a way to request for it i.e. do they give option to choose between visa/mc or is it auto-generated ?
As, I don't think my dad asked for the card... and I have seen everyone only getting the MC variant (his card too is well before the MC ban time)

 

[0xfallup]

aise to forum ki jarurat hi nahi hai kyunki sabhi cheezien CC toh bata hi dega na 😀

forum is meant to ask questions so that we can be firm while talking to CC/Branch executives... if you can't help or do not know about it, better to refrain from replying

bro forum mai bande ne na boldiya then charge lag gaya (joh nominal hai but apko dard ho rha hai) then forum forum toh nhi karoge na ...issliye related charges and everything its better to confirm from official sources.... 🙂

 

[Bugs Bunny]

Exactly!

Thanks for confirming, As it would make no sense in paying those 750+gst while you can get similar card with same benefits for free

Is there a way to request for it i.e. do they give option to choose between visa/mc or is it auto-generated ?
As, I don't think my dad asked for the card... and I have seen everyone only getting the MC variant (his card too is well before the MC ban time)

Usually it gets auto generated as MC variant but you can anytime call the wealth dedicated cc and request them the visa platinum Variant 🙂

 

[0xfallup]

Usually it gets auto generated as MC variant but you can anytime call the wealth dedicated cc and request them the visa platinum Variant 🙂

forum is meant to ask questions so that we can be firm while talking to CC/Branch executives... if you can't help or do not know about it, better to refrain from replying 🙂

 

[Bugs Bunny]

forum is meant to ask questions so that we can be firm while talking to CC/Branch executives... if you can't help or do not know about it, better to refrain from replying 🙂

Exactly brother that's why I replied because I have first hand experience of going through the same thing.

 

[NOOBY]

bro forum mai bande ne na boldiya then charge lag gaya (joh nominal hai but apko dard ho rha hai) then forum forum toh nhi karoge na ...issliye related charges and everything its better to confirm from official sources.... 🙂

agar pehle hi na bol diya toh fir jhagadne ki jarurat hi nahi rahegi na 😛

Usually it gets auto generated as MC variant but you can anytime call the wealth dedicated cc and request them the visa platinum Variant 🙂

Cool, somehow my current MC is "not supported" by CheQ..

So, as soon as I get upgraded to Wealth Mgmt too, will try to poach for VISA variant 😛

Thanks for the help!