ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[SSV]

Today I went ahead and asked a person here in ICICI for a 0 MAB account. He suggested to open wealth with 1 lac cheque.

I then asked him whether can I get visa infinite debit card. He further said yes we can provide you with the same. Will that be wealth select which he is talking about? If yes is it possible to get wealth select with 1 lac cheque? Or he is just trying to complete his target.

I highly suspect he was talking abut MC World DC for WM account with 1l funding, which is quite common...
Normally speaking you won't get Wealth Select with 1 L funding hence you won't get Visa infinite... ( Unless you have a very very special relationship with ICICI)

I also doubt , whoever told you he would give visa infinte with 1 l funding either doen't know the difference between the two or out right lying...
all IMHO...

YMMV.

 

[AritraSaha]

Oh I didn’t know that. Should I push for wealth select account i.e. have you seen anyone getting wealth select account for low investment because he is the only guy who has agreed to open wealth in 1 lac IP.

Also should I ask for Visa infinite card or the default debit card which comes with wealth? I have heard that visa infinite one has some benefits.

Wealth select has 3cr NRV condition.
So better avoid that.

The only difference is in the debit card.

But before the account opening confirm that they are providing wealth management.(get some prove)
They might make you 🐑 for their Target.

 

[devsfinance]

I highly suspect he was talking abut MC World DC for WM account with 1l funding, which is quite common...
Normally speaking you won't get Wealth Select with 1 L funding hence you won't get Visa infinite... ( Unless you have a very very special relationship with ICICI)

I also doubt , whoever told you he would give visa infinte with 1 l funding either doen't know the difference between the two or out right lying...
all IMHO...

YMMV.

Yes as I mentioned even I think that he doesn’t know what he is talking about despite him being a wealth RM(according to him).

Initially he told that yes we provide MasterCard to customers but I explicitly told him that I want Visa debit card.(As I have heard that it has more benefits not sure though) he said I’ll have to ask then after asking he said yes we will provide you Visa card.

 

[devsfinance]

Wealth select has 3cr NRV condition.
So better avoid that.

The only difference is in the debit card.

But before the account opening confirm that they are providing wealth management.(get some prove)
They might make you 🐑 for their Target.

Is whatsapp chat considered as evidence? Also I should avoid because of potential downgrade right or any other reason?

 

[SSV]

Yes as I mentioned even I think that he doesn’t know what he is talking about despite him being a wealth RM(according to him).

Initially he told that yes we provide MasterCard to customers but I explicitly told him that I want Visa debit card.(As I have heard that it has more benefits not sure though) he said I’ll have to ask then after asking he said yes we will provide you Visa card.

Yes, he will definitely give you VISA card, but it will be VISA platinum 😉 😉

Jokes aside, you won't get Visa infinite.. that's it. He is just lying to get you on board

 

[SSV]

Is whatsapp chat considered as evidence? Also I should avoid because of potential downgrade right or any other reason?

Mate, don't waste time fighting with the system. You should think practically..
He is just lying, no point in gathering all the evidence and waste your time in fighting with them..just think..

 

[devsfinance]

Mate, don't waste time fighting with the system. You should think practically..
He is just lying, no point in gathering all the evidence and waste your time in fighting with them..just think..

I am not gonna fight at all. I was just trying my luck anyway. Was gonna open wealth cause was getting in 1 lac funding. So will just ask anyway. Just wanted to check before this.

 

[devsfinance]

Yes, he will definitely give you VISA card, but it will be VISA platinum 😉 😉

Jokes aside, you won't get Visa infinite.. that's it. He is just lying to get you on board

Oh even I think the same. Will settle for MasterCard world. I thought it will be good to have a wealth account don’t know much about benefits though but even 0 AMB is good.

 

[SSV]

Oh even I think the same. Will settle for MasterCard world. I thought it will be good to have a wealth account don’t know much about benefits though but even 0 AMB is good.

💯💯💯 agree, all the best

 

[AritraSaha]

Oh even I think the same. Will settle for MasterCard world. I thought it will be good to have a wealth account don’t know much about benefits though but even 0 AMB is good.

Benifits are-
1. You get lft debit card( mastercard world by default)
2. You get a black leather pouch.
3. You get priority in customer care(dedicated no)
4. Some dedication branch(wealth branch)
5. Weath rm. Lol
6. Most chargers are waived off.
7. A black theme in the app.
8. Free cibil score check ( courtesy to svv)

 

[Harrypotter]

Benifits are-
1. You get lft debit card( mastercard world by default)
2. You get a black leather pouch.
3. You get priority in customer care(dedicated no)
4. Some dedication branch(wealth branch)
5. Weath rm. Lol
6. Most chargers are waived off.
7. A black theme in the app.

How black theme is benefit 😳

 

[0xfallup]

How black theme is benefit 😳

Black is always beautiful 🙂

 

[anonymuos]

Did anyone with Wealth management account get offered the RuPay Coral recently that ICICI is giving pre-approved to some customers in iMobile?

 

[SSV]

Did anyone with Wealth management account get offered the RuPay Coral recently that ICICI is giving pre-approved to some customers in iMobile?

Yes, sir... Present sir 🫡

 

[0xfallup]

Yes, sir... Present sir 🫡

Do you also have multiple cc ?

 

[SSV]

Do you also have multiple cc ?

Yessss sirrrr.. 🫡 🫡

 

[AritraSaha]

Yessss sirrrr.. 🫡 🫡

Mate, how much initial funding it took you? & Where?

 

[SSV]

Mate, how much initial funding it took you? & Where?

1L funding Hyd

 

[SSV]

Did anyone with Wealth management account get offered the RuPay Coral recently that ICICI is giving pre-approved to some customers in iMobile?

Do you also have multiple cc ?

For my complete journey about Rupay Coral CC ( Journey started on Monday only, i.e. two days ago and I have physical card in my hand now)..... please go thru from this post and ask any questions you may have....

ICICI RuPay Credit Cards UPI linking now live

Hello everyone ICICI Bank RuPay UPI Linking now live ICICI Bank also giving pre approved Coral RuPay Card as LTF Kindly check your iMobile app

www.technofino.in

 

[SSV]

Mate, how much initial funding it took you? & Where?

1L funding Hyd

Mate, do you have any more questions about WM?