ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[NOOBY]

U can easily open new account in same branch or any other branch.....some branch are even giving on just 1 lakh cheque.... They can give sapphiro ltf but u have to push.. Many people got with wealth account opening.. Some were asked for itr for sapphiro ltf.,.. In existing relationship,... U can take mine or expressions card easily and then change it into platinum ltf.. Since u have salary account.... When icici offers u upgrade on credit card then push for sapphiro ltf... U wiill get rubyx ltf atleast....

In icici apay card and any ltf card is enough..,... Irrespective of variant of card... I also am a salary account holder,... Got card with a ride ...

I am being denied even coral LTF, see here: https://www.technofino.in/community...ltf-credit-cards-this-can-be-the-reason.4949/

They are not giving any CC as LTF except Platinum (which itself is ltf) as my company is not in their Company LTF list 🙁 which is why I am thinking of opening new Wealth Account in nearby branch (semi-rural) as my sal acc is in urban branch and ask them for Sapphiro LTF with it...

Just wanted to know if having existing relationship would cause any issues for getting Sapphiro LTF with Wealth acc opened

 

[hks789]

I am being denied even coral LTF, see here: https://www.technofino.in/community...ltf-credit-cards-this-can-be-the-reason.4949/

They are not giving any CC as LTF except Platinum (which itself is ltf) as my company is not in their Company LTF list 🙁 which is why I am thinking of opening new Wealth Account in nearby branch (semi-rural) as my sal acc is in urban branch and ask them for Sapphiro LTF with it...

Just wanted to know if having existing relationship would cause any issues for getting Sapphiro LTF with Wealth acc opened

I am also on same boat. My Company is not in any of their list 😕. So no salary acc option as well.
Contacted near by branch for wealth account but they haven't reverted back yet. Guess december is not target month season.

 

[H2O]

I am also on same boat. My Company is not in any of their list 😕. So no salary acc option as well.
Contacted near by branch for wealth account but they haven't reverted back yet. Guess december is not target month season.

How can one check if the company is on their list or not?

 

[hks789]

How can one check if the company is on their list or not?

I tried to convert savings account to salary through mobile app. There is a dropdown list with all available companies. You can only convert the acc if your company is in that list.

 

[Batmanbaba]

I tried to convert savings account to salary through mobile app. There is a dropdown list with all available companies. You can only convert the acc if your company is in that list.

They have other list for ltf cards.... Despite being salary account not every company is eligible for ltf

 

[Batmanbaba]

I am being denied even coral LTF, see here: https://www.technofino.in/community...ltf-credit-cards-this-can-be-the-reason.4949/

They are not giving any CC as LTF except Platinum (which itself is ltf) as my company is not in their Company LTF list 🙁 which is why I am thinking of opening new Wealth Account in nearby branch (semi-rural) as my sal acc is in urban branch and ask them for Sapphiro LTF with it...

Just wanted to know if having existing relationship would cause any issues for getting Sapphiro LTF with Wealth acc opened

No... If icici wants to give u sapphiro ltf... It will give u.. No issues

 

[NOOBY]

No... If icici wants to give u sapphiro ltf... It will give u.. No issues

They are not giving anything even after having NRV of 15L+ (along with gold privilege salary account)

That's why I did all the fuss of going to branch and talking with RM+BM which let to the article creation where I tried to share what they told me..

you must be saying this because your company might be in their LTF list 😆

 

[Batmanbaba]

They are not giving anything even after having NRV of 15L+ (along with gold privilege salary account)

That's why I did all the fuss of going to branch and talking with RM+BM which let to the article creation where I tried to share what they told me..

you must be saying this because your company might be in their LTF list 😆

They even fooled me.... Said they will give coral ltf.... Instead gave me mine card which is useless.. Then I called customer care and then got mine card cancelled and got platinum ltf....

 

[TheTrickySid]

They even fooled me.... Said they will give coral ltf.... Instead gave me mine card which is useless.. Then I called customer care and then got mine card cancelled and got platinum ltf....

Get MMT signature now 😁

 

[jack333]

They got on basis of account only. RM took special approval. It took 2 months after account opening. They negotiation for cc before ac opening

RM and BM are just fooling them. For new to bank customers who open wealth account they automatically get Sapphiro LTF from the system in 2-3 months. Told to me by a RM

 

[TheTrickySid]

RM and BM are just fooling them. For new to bank customers who open wealth account they automatically get Sapphiro LTF from the system in 2-3 months. Told to me by a RM

Similarly Your RM is also fooling you 🙂

It totally depends on the TRV with the bank.

 

[Batmanbaba]

Get MMT signature now 😁

Will take after 2- months.... First target is apay

 

[jack333]

Similarly Your RM is also fooling you 🙂

It totally depends on the TRV with the bank.

If it depended upon TRV, how come people with 5 lakh deposit got LTF Sapphiro. It has nothing to do with TRV as new customers with wealth account can get with as low as 5 lakh whereas old customers need to show 50 lakh in account to get it

 

[jack333]

All the offers are for new customers only like in HDFC upgrades are very difficult and even indusind 0mab account offers

 

[TheTrickySid]

All the offers are for new customers only like in HDFC upgrades are very difficult and even indusind 0mab account offers

I've availed IndusInd offer inspite of being existing customer.

 

[TheTrickySid]

If it depended upon TRV, how come people with 5 lakh deposit got LTF Sapphiro. It has nothing to do with TRV as new customers with wealth account can get with as low as 5 lakh whereas old customers need to show 50 lakh in account to get it

I also have wealth account never got that offer.

Might be true before COVID as the credit card market was not that flourished as it is right now.
Now they are not offering LTF cards that easily.

 

[TheTrickySid]

Will take after 2- months.... First target is apay

I guess you should wait around 3 4 months before applying for apay.
Let it first reflect it in CIBIL.

Coz I tried applying apay before my ICICI card reflected in CIBIL and I was asked for income docs inspite of being a ICICI card holder.

 

[jack333]

I've availed IndusInd offer inspite of being existing customer.

But you had to open new account rather than depositing that amount in your old account

 

[jack333]

I also have wealth account never got that offer.

Might be true before COVID as the credit card market was not that flourished as it is right now.
Now they are not offering LTF cards that easily.

You might be holding some other icici credit card before opening the wealth account. Moreover this offer does not gets triggered in accounts which are upgraded to wealth. It's only for newly opened accounts for new to bank customers

 

[TheTrickySid]

You might be holding some other icici credit card before opening the wealth account. Moreover this offer does not gets triggered in accounts which are upgraded to wealth. It's only for newly opened accounts for new to bank customers

Newly opened wealth account and no other ICICI card.