Just noticed one thing though....
People are eager to close their WM account with Icici cause it's no longer zero balance ( though they can opt for Privilege Banking if they are maintaining 1 L above and technically it would be zero balance again); what I am trying to saying is being on this forum for over a year and half now, I have noticed that people take Icici for granted; in the sense; ki agar zero balance nhi de rhe toh account close karunga.
But on the other hand when it comes to Hdfc; nobody even asks of having a zero balance. Sab chup chap jaake balance wala acc kholte hai (and then register for CLassic/ preferred or whatsoever)
Is it cause of the Marketing tactics of these Banks; or is it that since Icici was always lenient in downgrading people; and so people are now furious that they have been downgraded; but if Hdfc would have done the same thing; they probably wouldn't have cared. Ulta Branch me aake Classic Banking ke liye negotitate karte aur acc maintain karte
