ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[Akashn]

Yes.. but if you have a icici account & visa platinum or other cards lying around.. then better to get the rupay platinum dc.

And annoying thing about icici bank you can't use your account without a debit card..

Can i get 2 active dc's in icici?

 

[D₹V]

E lafda close karwa k accha nhi kiya bro 🥲❌🤣

Bekar ka time waste hora tha sabka.

Discussion se kuch achha nikle tab na.

Wo to TF ke rules hain, warna bhar bhar ke galiya padti wo bhai ko 💀.

 

[Vasuki]

Can't open select directly..
Open 25k the get an upgrade..

But but but .
You can talk to branch .
So as soon as you open with 2-3 lakh cheque . They will start the process for select banking program .

If you old customer .then u have to maintain for 1-2 month 2-3 lakh then apply for upgrade so best is even if you have account . close & open new one & get upgraded within few days of account opening .

But but but u have to maintain base account balance. 10k/25k . whichever u open .

But select has -2+2 lounge benefit
Wealth has 3+3 lounge benefit . Best for dc .

And if u have loan or car loan for 5+ lakh they will enroll u too .on basis of that

Is that debit card more rewarding except movie and Lounge?I have PVR debit card and much lounges

List of lounge on card also matters . Not just number of access but if u live in metro city no prob

Can i get 2 active dc's in icici?

They only give useless cc unlimited not dc 🤣

 

[Akashn]

But but but .
You can talk to branch .
So as soon as you open with 2-3 lakh cheque . They will start the process for select banking program .

If you old customer .then u have to maintain for 1-2 month 2-3 lakh then apply for upgrade so best is even if you have account . close & open new one & get upgraded within few days of account opening .

But but but u have to maintain base account balance. 10k/25k . whichever u open .

But select has -2+2 lounge benefit
Wealth has 3+3 lounge benefit . Best for dc .

And if u have loan or car loan for 5+ lakh they will enroll u too .on basis of that

List of lounge on card also matters . Not just number of access but if u live in metro city no prob

Shit. This looks better than Icici wealth. Can you confirm if 1L is enough for upgrade?

 

[AritraSaha]

But but but .
You can talk to branch .
So as soon as you open with 2-3 lakh cheque . They will start the process for select banking program .

If you old customer .then u have to maintain for 1-2 month 2-3 lakh then apply for upgrade so best is even if you have account . close & open new one & get upgraded within few days of account opening .

But but but u have to maintain base account balance. 10k/25k . whichever u open .

But select has -2+2 lounge benefit
Wealth has 3+3 lounge benefit . Best for dc .

And if u have loan or car loan for 5+ lakh they will enroll u too .on basis of that

List of lounge on card also matters . Not just number of access but if u live in metro city no prob

Can i upgrade the future first account to select or wealth!

Willing to give the required ip..

 

[Moulidharan]

But but but .
You can talk to branch .
So as soon as you open with 2-3 lakh cheque . They will start the process for select banking program .

If you old customer .then u have to maintain for 1-2 month 2-3 lakh then apply for upgrade so best is even if you have account . close & open new one & get upgraded within few days of account opening .

But but but u have to maintain base account balance. 10k/25k . whichever u open .

But select has -2+2 lounge benefit
Wealth has 3+3 lounge benefit . Best for dc .

And if u have loan or car loan for 5+ lakh they will enroll u too .on basis of that

List of lounge on card also matters . Not just number of access but if u live in metro city no prob

Okay I will try to get this account once after i am closing my existing savings account

 

[kochiro]

Was yours an account upgraded later to Wealth management or opened directly as a Wealth account from the start?

5L IP ac

 

[Vasuki]

Can i upgrade the future first account to select or wealth!

Willing to give the required ip..

You can't enroll in 2 program.

Future first too is a banking program.

I guess to get one previlgae u have to give other one .

Go talk to the branch .
2 thing to negotiate .
10k account as base
2-3 lakh max IP
And 1.5-2 lakh maintain for first 45 days ..or if u give 3 lakh ip don't say u gonna maintain 3 .. just maintain 2 lakh for first month or so
If u withdraw all at once they might notice and cry hue

 

[AritraSaha]

You can't enroll in 2 program.

Future first too is a banking program.

I guess to get one previlgae u have to give other one .

Go talk to the branch .
2 thing to negotiate .
10k account as base
2-3 lakh max IP
And 1.5-2 lakh maintain for first 45 days ..or if u give 3 lakh ip don't say u gonna maintain 3 .. just maintain 2 lakh for first month or so
If u withdraw all at once they might notice and cry hue

Why play with the chances? Just get agent who will give you select at time of account opening..

 

[samm255]

IDFC won't enrol on Select program with 2 or 3 lakh IP or account balance now. They need 5 lakh now and won't entertain you with less than 5 lakh. They have done it in past but not anymore. They consider themselves equivalent to HDFC and ICICI now. Visit the branch and try with 2/3 IP and see yourself.

 

[Vasuki]

Why play with the chances? Just get agent who will give you select at time of account opening..

Thats my point

 

[Vasuki]

IDFC won't enrol on Select program with 2 or 3 lakh IP or account balance now. They need 5 lakh now and won't entertain you with less than 5 lakh. They have done it in past but not anymore. They consider themselves equivalent to HDFC and ICICI now. Visit the branch and try with 2/3 IP and see yourself.

Tried & tested for most . U need to visit other branch. If they were firm with their 5l stand.
They don't even know about their own banking program most of places as they are new employee

 

[Moulidharan]

For my ICICI WM account,I linked Family account as my mother's account.When I login to my mom's account net banking,It is still in Wealth and MAB required is showing 0 where as that account was opened as 10k

 

[imdjay]

+ 1
2000 rs bal in two acc combined
+ wealth select dc

Tumhara investment bhi hai.

 

[imdjay]

Can i get 2 active dc's in icici?

Y E S

 

[NShah]

Can i get 2 active dc's in icici?

Iam using two dc in icici bank
Visa and rupay platinum

 

[Akashn]

Y E S

Iam using two dc in icici bank
Visa and rupay platinum

Ye magic kaise karna hai boyss? I want to keep wealth DC and Rupay bhi chahiye 😂

 

[NShah]

Ye magic kaise karna hai boyss? I want to keep wealth DC and Rupay bhi chahiye 😂

Rupay Platinum dc ka pin set mat karna bas

 

[Akashn]

Rupay Platinum dc ka pin set mat karna bas

Toh use kaise karunga offline? 😁

 

[NShah]

Toh use kaise karunga offline? 😁

Offline ke liye visa dc hai n 😁