ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[Vasuki]

How to regain wealth status? Also, has someone regained their wealth status after a downgrade?

Why u want it badly.. move to others hni account. Ask @saucy

 

[Vasuki]

Is se accha asli wealth kamane pe dhyan do @S S V baba idhar kuch gyan dijiye 🤣

He is planting the tree given by hdfc tata neu .
With minerals extraction from imperia metal card 😂

 

[darjeeronak]

Is se accha asli wealth kamane pe dhyan do @S S V baba idhar kuch gyan dijiye 🤣

I've a Salary Account with ICICI for the last 8 years. It has next to no benefits. I opened a new wealth account with a 10L funding last year, and then my salary account also gained wealth status, resulting in receiving a Wealth Debit card for both accounts. Now after this downgrade, I am trying to find a way to maintain a 0 MAB and still have any HNI (ICICI Account)

 

[SSV]

Is se accha asli wealth kamane pe dhyan do @S S V baba idhar kuch gyan dijiye 🤣

I've a Salary Account with ICICI for the last 8 years. It has next to no benefits. I opened a new wealth account with a 10L funding last year, and then my salary account also gained wealth status, resulting in receiving a Wealth Debit card for both accounts. Now after this downgrade, I am trying to find a way to maintain a 0 MAB and still have any HNI (ICICI Account)

Why u want it badly.. move to others hni account. Ask @saucy

As @DocFixIt mentioned, you can consider other Bank's HNI programs..

But if if you still insist on WM account, it would have been better you would not have lost the WM status in the first place..

Now after its gone, you need to fulfill the real WM NRV i.e. 25L to upgrade the current SB account.

So, the plan should be : close the existing account, open another WM account with say, with 10L IP and maintain about 6 to 8 L FD to continue to enjoy the WM status..

If you think this is too much just move on...

Upgrrading the existing account is too cumbersome ..

 

[SSV]

He is planting the tree given by hdfc tata neu .
With minerals extraction from imperia metal card 😂

Finsihed planting .. 😉

 

[Deleted member 19066]

Hello - My ICICI Wealth Account also seems to be downgraded. I see Red color. I had initially opened it by providing a cheque of 10L. Now, I am maintaining around 3-4L, although it has been a zero-balance account. Has anyone experienced the same? What should be the next step now?

First check MAB REQUIREMENT Under i Mobile app.. And Give snapshot

Same bro, I have 6 yrs old account. I was told it will be 0 MAB account but now they have downgraded it. I guess red color means privilege account. Its still showing 0 MAB on netbanking.

If it's showing 0 as MAB then How you Know about Downgrade??

Is se accha asli wealth kamane pe dhyan do @S S V baba idhar kuch gyan dijiye 🤣

If it Shows Zero 0 under imobile app then.. Kaise pata chala k Downgrade ho gaya ? I'm still confused

 

[SSV]

If it Shows Zero 0 under imobile app then.. Kaise pata chala k Downgrade ho gaya ? I'm still confused

may be his netbanking theme color was changed .. and WM disappered in the header !!

 

[Deleted member 19066]

may be his netbanking theme color was changed .. and WM disappered in the header !!

Yes.. Thank you sir for information

 

[darjeeronak]

Color from Black to Red. It has been downgraded to Privilege Banking, but unsure which account variant - Gold or Titanium, and whether the Debit card of Wealth will work as it is or if that might get changed. The MAB still shows 0, as shown in the picture.

 

[hks789]

Color from Black to Red. It has been downgraded to Privilege Banking, but unsure which account variant - Gold or Titanium, and whether the Debit card of Wealth will work as it is or if that might get changed. The MAB still shows 0, as shown in the picture.
View attachment 39888

Do you have any ICICI credit cards?
If you do, Can you share the limit you have?
Need to see if WM status has any relationship with CC limits.

@BhaiyaJi @darjeeronak

 

[Deleted member 19066]

Color from Black to Red. It has been downgraded to Privilege Banking, but unsure which account variant - Gold or Titanium, and whether the Debit card of Wealth will work as it is or if that might get changed. The MAB still shows 0, as shown in the picture.
View attachment 39888

Tag @jack333 @S S V @D₹V @Tejo can help..

Once it's downgraded contact or email regarding Debit card charges...

Else bank may impose hefty charges for that Debit card.

 

[Deleted member 19066]

Do you have any ICICI credit cards?
If you do, Can you share the limit you have?
Need to see if WM status has any relationship with CC limits.

Yes... Plz.. Good Question

 

[darjeeronak]

Do you have any ICICI credit cards?
If you do, Can you share the limit you have?
Need to see if WM status has any relationship with CC limits.

@BhaiyaJi @darjeeronak

Yes 3 LTF Cards with credit Limit of 13.6L for each.
- Sapphiro Credit Card
- Amazon Pay ICICI Bank Credit Card
- MakeMyTrip ICICI Bank Platinum Credit Card

 

[hks789]

Yes 3 LTF Cards with credit Limit of 13.6L for each.
- Sapphiro Credit Card
- Amazon Pay ICICI Bank Credit Card
- MakeMyTrip ICICI Bank Platinum Credit Card

Oh that's 😟.
I thought 10L+ cc is what spared my acc from downgrade. Now I am clueless 🫠

 

[_ayush]

I got the mail but still not downgraded yet. Maybe because its a salary account?

Oh that's 😟.
I thought 10L+ cc is what spared my acc from downgrade. Now I am clueless 🫠

 

[Deleted member 19066]

Yes 3 LTF Cards with credit Limit of 13.6L for each.
- Sapphiro Credit Card
- Amazon Pay ICICI Bank Credit Card
- MakeMyTrip ICICI Bank Platinum Credit Card

Ohhh.. Then Contact WM Team... Why they downgraded u r account..

My friends who always keep 100rs in there wm account without any credit card still. Enjoys wm account status..

 

[Digital_Panda]

ICICI Downgraded mine and My Friend's Wealth Management Account with AMB < 1 Lakh.
Check Your ICICI Account also since there is a High Probability Your Account might also have been downgraded If You didn't maintained required balance.
Also Do let me know what should be my next step.

 

[Deleted member 11974]

there are multiple threads on this
and in the topic you have mentioned as hdfc

 

[SSV]

Also Do let me know what should be my next step.

Your next step, ---->

Search for the proper thread in which this topic was already discussed for several months !!!

 

[akshayhs]

what should be my next step

Double check about the content you are posting on TF.