ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[TheTrickySid]

ICICI Downgraded mine and My Friend's Wealth Management Account with AMB < 1 Lakh.
Check Your ICICI Account also since there is a High Probability Your Account might also have been downgraded If You didn't maintained required balance.
Also Do let me know what should be my next step.

Bhai pehle title sahi dala karo yar,
Yaha me daar gaya ke yeh konsa HDFC ka wealth account hai jo maine nahi khulvaya.

 

[Digital_Panda]

Bhai pehle title sahi dala karo yar,
Yaha me daar gaya ke yeh konsa HDFC ka wealth account hai jo maine nahi khulvaya.

Wo kaise krte h Bhai.
Mera Pehla Post h y!

 

[SSV]

Wo kaise krte h Bhai.
Mera Pehla Post h y!

isa ...

ईसा

 

[iNokia]

 

[shutapdiya]

isa ...

ईसा

View attachment 40122

Panda teaching Panda

 

[sushant4]

Can you share the Hyderabad contact as well?

 

[sushant4]

1L funding Hyd

Which branch did you go for in Hyderabad? Can you share the contact?

 

[SSV]

Which branch did you go for in Hyderabad? Can you share the contact?

The RM who came to my home to open the account had left now and the new RM I didn't like him.
And also this account I opened on the basis of an email invite

 

[krishg]

I have wealth management account (was upgraded silently by ICICI may be because of salary)...so I requested Sapphiro LTF and I got that...then again I requested to upgraded to Wealth Management debit card and I got that too...but they closed the old debit card! I was expecting ICICI does not close old card after upgrade like credit card...but looks like that is not the case for debit card!

 

[sauravkumar]

ICICI Downgraded mine and My Friend's Wealth Management Account with AMB < 1 Lakh.
Check Your ICICI Account also since there is a High Probability Your Account might also have been downgraded If You didn't maintained required balance.
Also Do let me know what should be my next step.

Another Panda!! 🐼

Welcome to the Panda family 🐼
@ssv @ProsperousPanda

For solution to ICICI Wealth: - Just link your account to Family ID/ Family Banking. My brother account was also downgraded but after following up on mails it was restore again to Wealth Account and also got assurance that nothing/ no downgrade will happen again!!😀😀

 

[SSV]

I have wealth management account (was upgraded silently by ICICI may be because of salary)...so I requested Sapphiro LTF and I got that...then again I requested to upgraded to Wealth Management debit card and I got that too...but they closed the old debit card! I was expecting ICICI does not close old card after upgrade like credit card...but looks like that is not the case for debit card!

Debit card only ONE allowed in majority of the Banks..

 

[krishg]

Debit card only ONE allowed in majority of the Banks..

I had 2 debit cards in ICICI before getting the wealth mgmt debit card

 

[CardSeeker]

Recently I have read in some other forums, Google maps reviews of my local branch, complaints on ICICI FB page -> that ICICI is now allowing opening of min. 50K MAB accounts only ? Anybody who recently opened ICICI account offline /experienced this within the past 2-3 months ?

Yes Correct .

 

[_ayush]

Also I talked to my RM regarding the downgrade. He said just maintain 50k MAB and it wont get downgraded from WM. Not sure how true this is.

 

[Akashn]

Also I talked to my RM regarding the downgrade. He said just maintain 50k MAB and it wont get downgraded from WM. Not sure how true this is.

Lmao. I was maintaining 1L+ still got downgraded.. ICICI is serious this time and wont entertain anything below 25L TRV

 

[smz]

Yes Correct .

1) So now opening of 10K MAB stopped?
2) PAN India?
3) Any reason for this ?

 

[krishg]

Lmao. I was maintaining 1L+ still got downgraded.. ICICI is serious this time and wont entertain anything below 25L TRV

What about salary account case?

 

[CardSeeker]

1) So now opening of 10K MAB stopped?
2) PAN India?
3) Any reason for this ?

May Be Not For All

But My RM Said Now Only 50K Accounts Openeing In Our Branch

 

[Vasuki]

Lmao. I was maintaining 1L+ still got downgraded.. ICICI is serious this time and wont entertain anything below 25L TRV

Depends on bm & mood

When bank starts to rain it pours too

But when bank tends to dry it can give u rashes in head

 

[Akashn]

What about salary account case?

No idea then.

Depends on bm & mood

It was from ICICI.. not related to rm/bm