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IDFC 0 mab account offer
- Thread starter kumar98
- Start date
True, I just opened for a purpose and not sure about the benefits it has on it's debit card.
There in account opening page when you enter mobile number again and verify with idfc otp there you see in next page vkyc option, i have done my self so i am telling…
leelaram82
TF Neo
Hi Guys
Idfc customer care or head customer service mostly.. Not aware of this.
Only social media team knows about this 0 mab 10 k account.
Reached them in facebook messenger... They will check and confirm by email.
I got email confirmation from them.... But by this time.. Customer service representative should got update on this... Since lot of people reaching the..
Idfc customer care or head customer service mostly.. Not aware of this.
Only social media team knows about this 0 mab 10 k account.
Reached them in facebook messenger... They will check and confirm by email.
I got email confirmation from them.... But by this time.. Customer service representative should got update on this... Since lot of people reaching the..
got welcome letter and cheque book and pancard too so will be doing vkyc today itself
to whom did you send this too so i can verify for my account too
banker@idfcfirstbank.com
They have referred whatsapp communication so this is for everyone who got a text on whatsapp.
since you completed vkyc what else you would get cheque book and welcome letter and what else ? debit card? and passbook?
i think DC and passbook extra, but lets see. Will update once i get the kit
anonymuos
TF Ace
I see! So if we want LTF debit card, better to convert into 25K MAB variant still.
DC is free in 10k variant as well afaik
Can someone confirm on this?
anonymuos
TF Ace
They seem to have gone back and forth on DC charges for regular 10K and 25K MAB accounts. I remember in mid-2022 when they had introduced debit card charges for all customers. Then when there was a huge backlash and people threatened to close their accounts on a mass scale and some cited RBI rule that "Lifetime free DC" cannot be made chargeable, they announced that for existing customers, debit cards won't be chargeable but there would be charges for new customers. And now again they seem to have revised and made DCs free. 0 MAB is the cherry on top of the icing.
I have a Vishesh account with IDFC which comes with 5K MAB requirement and RuPay Platinum DC (for Amazon Friday offer). For that also it was advertised as free/nil charges so I opened account, then after 2-3 months they introduced charges of ₹500+GST=₹590 and debited them silently for even accounts opened before that date. I threatened RBI complaint and they reversed charges but said annual charges of ₹300 will still apply. (Still a net profit due to Amazon offer).
So this LTF 0 MAB account is fantastic but get it in writing from them about DC issuance + annual charges as they go back and forth a lot and silently revise their webpages.
I have a Vishesh account with IDFC which comes with 5K MAB requirement and RuPay Platinum DC (for Amazon Friday offer). For that also it was advertised as free/nil charges so I opened account, then after 2-3 months they introduced charges of ₹500+GST=₹590 and debited them silently for even accounts opened before that date. I threatened RBI complaint and they reversed charges but said annual charges of ₹300 will still apply. (Still a net profit due to Amazon offer).
So this LTF 0 MAB account is fantastic but get it in writing from them about DC issuance + annual charges as they go back and forth a lot and silently revise their webpages.
Jatin1987
TF Select
And what about issuance and renewal fees of the debit card?
Jatin1987
TF Select
In whatsapp msg, they wrote that no issuance fees of debit card but nothing is mentioned about annual fees
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