Idfc agent asking 6% processing fees on two wheeler loan

[yb24]

I visited honda showroom to buy activa on emi but agent is telling me that on 10k to 15k down payment i can get loan on 10.75% pa and there will be 6k-7k processing fees.
Is it legit ,I am thinking that there is a commission of agent in this because 6 to 7% processing fees is illegal

 

[Tamal]

Maximum 2% processing fees and payment via bank account debit only.. no cash payment under any circumstances. Approach bank CC directly for clarification

 

[yb24]

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Maximum 2% processing fees and payment via bank account debit only.. no cash payment under any circumstances. Approach bank CC directly for clarification

He doesn't ask for any cash payment he said all procedure will be done online