IDFC Bank Wealth Programme

[Sevendar@01]

Hi there is anyone using IDFC select, wealth or private account.
1) What account variant are you using
2)What was the initial cheque required to open this account
3)What is the AMB and non maintenance charges or do u just need to fund the initial amount and the account becomes zero balance?
4)Did you got select, wealth, private credit card without income docs?
5)Did you have a existing relation with bank and got upgrade to wealth programme
Anyone having nay contact of IDFC Bank kolkata people then please share it and if anyone is using this account share the whole procedure to get this account specifically select account.

 

[jack333]

Bro what's your cibil and highest reported card limit before getting wealth if you don't mind sharing?

 

[BatmanDad]

Bro what's your cibil and highest reported card limit before getting wealth if you don't mind sharing?

Before getting into wealth, my CIBIL at the time was 750+ for sure. I was a novice then, novice still so don't check CIBIL often. But only had two credit cards with a total limit of 150k.

 

[0xfallup]

So the conclusion is after it is converted to wealth the account remains 25/10k MAB? And we cẳn withdraw the amount when it is done 🙂…correct me if I am wrong somewhere

 

[pprakash11]

So the conclusion is after it is converted to wealth the account remains 25/10k MAB? And we cẳn withdraw the amount when it is done 🙂…correct me if I am wrong somewhere

Yes, I'm in the process. Have deposited 10L, and given consent for Wealth.

But since I already hav IDFC SELECT CC, will push for Wealth CC once my upgrade is done 🤭

 

[0xfallup]

Yes, I'm in the process. Have deposited 10L, and given consent for Wealth.

But since I already hav IDFC SELECT CC, will push for Wealth CC once my upgrade is done 🤭

10 L ...noice me will negotiate if possible (after 1 month share your experience)

 

[pprakash11]

My request was taken even before 10 L was deposited by me.
Also, it depends on the RM how he wants to handle.

Will share the timeline and welcome kit experience🙂

 

[0xfallup]

My request was taken even before 10 L was deposited by me.
Also, it depends on the RM how he wants to handle.

Will share the timeline and welcome kit experience🙂

negotiate nhi kiya?...5L mai tried?

 

[pprakash11]

negotiate nhi kiya?...5L mai tried?

Nahi, straight away accepted. He promised to do it within a week.
After that will debit the amount.

Also, no branch visit required, everything on call (just because of one complaint to nodal desk against the branch 🤣)

 

[0xfallup]

Nahi, straight away accepted. He promised to do it within a week.
After that will debit the amount.

Also, no branch visit required, everything on call (just because of one complaint to nodal desk against the branch 🤣)

hehe negotiate karna tha....there's always a opportunity when there's mistake...yahi padha tha kahi 🙂

 

[pprakash11]

hehe negotiate karna tha....there's always a opportunity when there's mistake...yahi padha tha kahi 🙂

Socha IndusInd me rahe 7 din ya IDFC me, baat barabar hai to nahi kiya.. waise good point (saving it for future) 😍

 

[0xfallup]

Socha IndusInd me rahe 7 din ya IDFC me, baat barabar hai to nahi kiya.. waise good point (saving it for future) 😍

maine yahi karke ICICI wealth 1L mai khola 🙂

 

[pprakash11]

maine yahi karke ICICI wealth 1L mai khola 🙂

Upgrades are always tough 🥲

 

[0xfallup]

Upgrades are always tough 🥲

accha upgrade hai ...i thought new ...sed lyf

 

[pprakash11]

accha upgrade hai ...i thought new ...sed lyf

25K wala A/c from July 2021.

Now for new account they also stopped giving their 3k GV 🥲

 

[pprakash11]

My IDFC Savings A/c has been upgraded to IDFC Wealth.
Have started receiving emails with IDFC Wealth banner.

Yet to show in app & internet banking.

Yes, I'm in the process. Have deposited 10L, and given consent for Wealth.

But since I already hav IDFC SELECT CC, will push for Wealth CC once my upgrade is done 🤭

 

[CC-Muncher]

My IDFC Savings A/c has been upgraded to IDFC Wealth.
Have started receiving emails with IDFC Wealth banner.

Yet to show in app & internet banking.
View attachment 16301

Free locker mango bank ko ab 😀

 

[Avid_snake]

My IDFC Savings A/c has been upgraded to IDFC Wealth.
Have started receiving emails with IDFC Wealth banner.

Yet to show in app & internet banking.
View attachment 16301

Their wealth banking program is called First Wealth. The first tier is 3L which is Select under First Wealth and second s tier is 10L which is Wealth under First Wealth

 

[pprakash11]

Their wealth banking program is called First Wealth. The first tier is 3L which is Select under First Wealth and second s tier is 10L which is Wealth under First Wealth

Yes bro, mine is 10L one.

 

[CC-Muncher]

Yes bro, mine is 10L one.

So u maintained 10L for 1month or 3?

 

[pprakash11]

So u maintained 10L for 1month or 3?

Just for 10 days.
Everything was handled by RM.