IDFC Bank Zero Balance Account for the active CC users

[SarPanch]

Has anyone recently received a whatsapp from the IDFC Bank, stating that they can open a zero balance saving account ( basically the 10000K balance account would be the variant and the one's who received the message need not to maintain any balance.

I did get that on whatsapp and on being lured by the same, I opened the bank account with the same link but now the bank says it is a 10k Balance account which I will have to maintain.

Has anyone own a similar experience and can help on how I can get converted to a zero balance or seek help from where. ?

 

[falcon007]

How to get this offer? 🤪

 

[SSV]

How to get this offer? 🤪

Just , keep using your wealth cc , you will get this offer via WhatsApp.. and also mostly towards the end of financial year, I.e. next month end

 

[MOhit __]

Ok Guys.
I started the thread and I have an update.
After taking it with the Social Media team and multiple esclation to PNO. I have finally got my account converted to a zero balance amc forever i.e. the standard 10k account with no amc charges forever.

So I got the root cause as well.
I am already a IDFC Wealth CC customer and I got a whatsapp stating that I will have a zero AMB account. (Customer ID XYZ)
Now, when I opened the account rather than mapping it to XYZ it created a new customer ID ABC hence the offer mismatched and I got a 10K variant account.
Now after sharing my CC details with them, they were finally able to get the correction done from the backend and gave me a green signal to be free from AMC forever.

Thank you.

But the other problem I have is that I have 2 customer ID's now and that means the Saving account doesnt show CC details and CC account doesnt show saving account details.

What is showing in the app? @everyone, Even though I received 0 balance whatsapp messages, mine still shows SAVINGS REGULAR 10K.

 

[SSV]

What is showing in the app? Even though I received 0 amb whatsapp messages, mine still shows SAVINGS REGULAR 10K.

Yes, it still shows that, but NMCs are waived off.
Confirm with CC

 

[falcon007]

Just , keep using your wealth cc , you will get this offer via WhatsApp.. and also mostly towards the end of financial year, I.e. next month end

So, that's for Wealth CC users.

I have Classic card 😅😅

 

[SSV]

So, that's for Wealth CC users.

I have Classic card 😅😅

I too thought so, hence I specifically mentioned Wealth !!

 

[y1x1]

This is how it should appear while applying for 0 balance ( originally 10k variant) account thru the offer received from WhatsApp…
I received the offer and applied for it and on the next day upgraded to wealth as well…

View attachment 41367

how did u get upgraded to wealth?

 

[SSV]

how did u get upgraded to wealth?

By depositing 10L for 2 days .

 

[chnleo]

So, that's for Wealth CC users.

I have Classic card 😅😅

Classic cards might have to wait for ever!!! 🤣🤣🤣

 

[falcon007]

Classic cards might have to wait for ever!!! 🤣🤣🤣

What's the criteria for Select card upgrade?

 

[bigbyte]

I am receiving this offer regularly on WhatsApp. However whenever I click the link provided in the offer, the landing page doesn’t shows 10000/- striken off, so I always stop there. Looks like IDFC is playing cat and mouse game with me.
I’m IDFC wealth CC customer.

 

[MOhit __]

I am receiving this offer regularly on WhatsApp. However whenever I click the link provided in the offer, the landing page doesn’t shows 10000/- striken off, so I always stop there. Looks like IDFC is playing cat and mouse game with me.
I’m IDFC wealth CC customer.

Just do not click on the link, you need to move further with aadhar otp, then it will show 0 AMB .

 

[HumorSimpson]

I d f c

New hdfc but only in roasting customers 😂

After H comes I.
Definitely there is a pattern.

 

[SSV]

I am receiving this offer regularly on WhatsApp. However whenever I click the link provided in the offer, the landing page doesn’t shows 10000/- striken off, so I always stop there. Looks like IDFC is playing cat and mouse game with me.
I’m IDFC wealth CC customer.

Just do not click on the link, you need to move further with aadhar otp, then it will show 0 AMB .

Yes, this is correct.
In the initial screen it shows default values, if you go further it will show its true colour..
Just proceed with confidence with OTP authentication ….
Update here …


If you want confirmation, pls post SS of WhatsApp offer here

 

[bigbyte]

Thanks a lot for the guidance. I'll check and update here.
Frankly speaking I don't need that account as it is not of much use to me.
Already have accounts in 2 PSU and 2 Private Banks (opened recently, HDFC and RBL).

If there is any extra benefit of this account, pls let me know.

 

[SSV]

Thanks a lot for the guidance. I'll check and update here.
Frankly speaking I don't need that account as it is not of much use to me.
Already have accounts in 2 PSU and 2 Private Banks (opened recently, HDFC and RBL).

If there is any extra benefit of this account, pls let me know.

I think its good to have this .. especially as it 0 MAB..
will discuss about its advantages a bit later

 

[bigbyte]

I think its good to have this .. especially as it 0 MAB..
will discuss about its advantages a bit later

Looking forward to your inputs on it. TIA

 

[Dr. Drake]

So, that's for Wealth CC users.

I have Classic card 😅😅

not necessarily I have this offer for select card too

 

[MS R]

By depositing 10L for 2 days .

after depositing 10L was ur account automatically upgraded to wealth acoint or did u request to via branch / customer care???

after upgrading to wealth account .. is it still 0 AMB account?? or non maintenance charges apply?

 

[SSV]

after depositing 10L was ur account automatically upgraded to wealth acoint or did u request to via branch / customer care???

after upgrading to wealth account .. is it still 0 AMB account?? or non maintenance charges apply?

Read from here and post queries there..

Post in thread 'IDFC First Wealth Account eligibility requirement and benefits'
https://www.technofino.in/community...ty-requirement-and-benefits.17926/post-445920