IDFC Diamond Reserv Credit Card

[abyclassic]

After recent devaluation of IDFC First Wealth Credit Card, IDFC launched Diamond Reserv credit card. This looks like a paid version of the earlier Wealth CC, with extra feature of 0% forex.

Diamond Reserve Page | IDFC FIRST Bank

www.idfcfirst.bank.in

 

[Giyu-san]

Also, this is basically Ashwa with zero forex but plastic right? What is the point of a separate card in their lineup?

 

[Anindya98]

Also, this is basically Ashwa with zero forex but plastic right? What is the point of a separate card in their lineup?

I used Ashva once for Forex transactions, but they never charged me a forex charge.

 

[abyclassic]

IDFC is charging for the virtual UPI card as well. I dont know what they are thinking these days

worst part is that UPI rewards is negligible & we have several RuPay card which gives far better returns

 

[abyclassic]

Itne low rewarding card ke liye 3540 charge karne ki jurrat! This bank is competing with SundasBank to come up with the worst paid cards

exactly. Also, expect devaluation next year.

 

[Aniket Sharma]

Itne low rewarding card ke liye 3540 charge karne ki jurrat! This bank is competing with SundasBank to come up with the worst paid cards

Tvi to bola bhai 20k aur dekr kmse km 12% vouchers purchase pe to nikal lo timesblack se

 

[ashwinikumar900]

this card dont deserve any thread!!

IDFC be like - Itni to ijjat rakhlo-thread men to rehnen do 😄😄😄

 

[BhaiyaJi]

IDFC be like - Itni to ijjat rakhlo-thread men to rehnen do 😄😄😄

Iss card ko Meta ke thread pe he jagah milni chahiye. Jahan ab koi nahi hai

 

[pranjal1984]

Superb design card, good for decoration

IDFC has been releasing good colourful cards for quite some time. But no use.

 

[b4bhar]

Recovering losses of Ashva & Mayura

Losses? those were paid cards right?

 

[some1anywhere]

Btw OP it's Diamond Reserve for IDFC. Only Yes Bank forgot the e for their Reserv credit card 😀

 

[Anindya98]

Losses?

Yes, at launch, we only need to pay GST.

those were paid cards right?

Yes, but previously they used to deliver the card before paying JF/AF, so you can decide whether to continue the card or close it.

 

[ashwinikumar900]

Yes, at launch, we only need to pay GST.

Yes, but previously they used to deliver the card before paying JF/AF, so you can decide whether to continue the card or close it.

I still have Mayura-just keeping this for design, but will not renew in the third year. NO.

 

[Aniket Sharma]

I still have Mayura-just keeping this for design, but will not renew in the third year. NO.

I have timesblack and just keeping as its black but will not renewal next year.

 

[ashwinikumar900]

I have timesblack and just keeping as its black but will not renewal next year.

I have Times Black as well, but thinking of renewing next year, March. Why aren't you renewing? Your opinion?

I don't have INFINIA (instead I have DCBM and BIZ BLACK), so Times Black is the one which provides the highest reward in voucher purchases. Plus there are renewal benefits the same as joining.

 

[Aniket Sharma]

I have Times Black as well, but thinking of renewing next year, March. Why aren't you renewing? Your opinion?

I don't have INFINIA (instead I have DCBM and BIZ BLACK), so Times Black is the one which provides the highest reward in voucher purchases. Plus there are renewal benefits the same as joining.

Decreased reward value on purchase of vouchers to .60
Not able to use there welcome vouchers as in tier 3 city.
Reward credit system after 2 months of transaction, who remembers and its difficult in tracing all transactions and getting support from ishop team.

Will utilize again all quarters of dcbm and that's good no brain card use it everywhere except petrol pumps

 

[Aniket Sharma]

I have Times Black as well, but thinking of renewing next year, March. Why aren't you renewing? Your opinion?

I don't have INFINIA (instead I have DCBM and BIZ BLACK), so Times Black is the one which provides the highest reward in voucher purchases. Plus there are renewal benefits the same as joining.

That value is again comes equal to dcbm when redeeming for vouchers to .60

 

[pranjal1984]

I have timesblack and just keeping as its black but will not renewal next year.

Annual fees is big bang for Times Black. For that price if Axis Olympus can be obtained it will be great

 

[Anindya98]

I still have Mayura-just keeping this for design, but will not renew in the third year. NO.

I got Ashva & Mayura both. Used Ashva for a year and closed Mayura, never activated.