IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected

[tanujsheoran]

Aap toh Khiladi nikle

subsidy aati h bina kcc ke insurance ni hota, phle hota to 3 Lac aate 120k ki jagah

 

[Vasuki]

ruko branch jaake aata, kya mtlb band h

Kal khula h
Go early morning to see make up

 

[Swastik]

You know what ,I've been trying to get this card for couple of months ,sent mail twice with my Axis Magnus(5.1L) statement and ICICI Amazon Pay (6.1L) statement, and they've been denying me the upgrade ,

And today I'm just laughing inside 😂

 

[varun__goel_]

RM bekar hai.

Kya kroge RM ka🥸

Classic sirf charges waive off krne ke liye hai.

 

[Pollex]

Every RM ever

Tbf mera Rbl bank wala accha hai. Apni shaadi pe bhi bulaya muje.

 

[tanujsheoran]

Kal khula h
Go early morning to see make up

haa din me garmi se utar jayega #HottestPlace

 

[Vasuki]

I'm just laughing inside

U laughed outside
See

😂

 

[Pollex]

You know what ,I've been trying to get this card for couple of months ,sent mail twice with my Axis Magnus(5.1L) statement and ICICI Amazon Pay (6.1L) statement, and they've been denying me the upgrade ,

And today I'm just laughing inside 😂

they didn’t want the Swastik to be associated with more terrible stuff so they were protecting you.

 

[Vasuki]

Tbf mera Rbl bank wala accha hai. Apni shaadi pe bhi bulaya muje.

Bhai bhai .

Wo aapko nhi doc ko bulaya

Aap smje nhi

 

[Swastik]

I do feel bad for all the current Wealth Card holders though

But this was expected ,an LTF card giving out Domestic & International Lounge and Spa without any spend requirements ,sounds too good to be true

 

[Swastik]

U laughed outside
See

Couldn't control it i guess 😅

 

[lightwaves]

"Spend minimum Rs. 20,000 in a calendar month to activate lounge & spa benefits for
next calendar month"

Hey Prabhu, ye kab hua??
The previous criteria was 5k right?

 

[Pollex]

Bhai bhai .

Wo aapko nhi doc ko bulaya

Aap smje nhi

Arey usse nahi pata mai doctor hu.

 

[Pollex]

Hey Prabhu, ye kab hua??
The previous criteria was 5k right?

Yup.

I do feel bad for all the current Wealth Card holders though

But this was expected ,an LTF card giving out Domestic & International Lounge and Spa without any spend requirements ,sounds too good to be true

Thanks Swastik bhai for the dilaasa.

 

[Krishna Kumar]

Anything given FREE, will not last long.

 

[Pollex]

Kya kroge RM ka🥸

Classic sirf charges waive off krne ke liye hai.

Ltf credit card ki bhukh hai muje

 

[lightwaves]

Hey Prabhu, ye kab hua??
The previous criteria was 5k right?

From when is the new criteria applicable?

 

[Swastik]

Arey usse nahi pata mai doctor hu.

Pollex what kind of doctor ,fixing ladies heart beat like @DocFixIt ?😁

 

[Pollex]

Anything given FREE, will not last long.

story of every new thing in a govt hospital.

 

[Abhay Chauhan]

My Opinion: After rent, imposing a surcharge on utility spends is becoming a trend among all credit card issuers. Don't be surprised to see all banks following this same option to reduce business spends on personal credit cards. Actually, this is a much better step than Yes Bank's approach. Allowing Rs. 20,000 per statement for utility spends without any fees is a decent cap for most credit card holders. This is the right way to tackle business spenders who pay factory/business utility bills using their personal credit cards.

Rent payments and Utility spends are two different things where as rent payments are totally been misused where as Utility Spends are quite normal. Many of the apps are using Utility MCC codes even though they are of different in nature.
Already Utility spends were given with less rewards rate by IDFC it's okk to even restrict that chillar reward after 20K spends but to impose 1 percent penalty not Utility charges is making this card even worse.
In my opinion this card is of no value as Axis. Penalty is a bad idea