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IDFC First Bank Khushiyan First 2023

I see an offer for INR 250 cashback on spends of INR 5K+.

4. This offer will not be valid on spends done on Fuel (MCC 5172, 5541, 5542, 5983), Cash (MCC 6010, 6011,7280), Rent Payments (MCC 6513), Utility (MCC 4800-4999), Wallet Load (MCC 6540) and NPS & Tax payments (MCC 9311, 9399).

Does this mean insurance spends are fine?
 
Currently only 27K is limit available in my card used on some txn which is not eligible under this criteria, Overall Limit is 57K, can I pay remaining 23K into card and use it for 50K txn without incurring any charges ?
It won't let you spend above your credit limit in 1 billing cycle.
 
I need help regarding this I got the mail saying i get 10% instant discount but while purchasing something from Amazon but no offer is coming while paying via idfc cc what should i do???
 

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I have got 10* additional Reward points on my 1L spends (Tax), Check Yours! Spend on 10 oct 2023
 
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