IDFC First Bank Launched its Debit Card Reward System

[maverickgenius]

Pay with debit card option is removed by park+ for CC Bill payments .

Checked in 3 park + accounts can anyone confirm me this DC option available for you or not ? Please.

Not available for me

 

[S.B.N.B]

They saying its 10x point above 50k not 10x +2.. where it says its 10x +2 in terms? I have got 2x till 50k above only 10x.. no base rwd.. thats why i have 7300 plus instead 8k.. on 150k spend..need documents to fight them

 

[vinodkugsiya54]

They saying its 10x point above 50k not 10x +2.. where it says its 10x +2 in terms? I have got 2x till 50k above only 10x.. no base rwd.. thats why i have 7300 plus instead 8k.. on 150k spend..need documents to fight them

yes i also got 10* rewards points only no base reward point

 

[xvd1]

Debit Card option is back on park+ but payment via idfc dc keeps failing for me.

 

[vinodkugsiya54]

Debit Card option is back on park+ but payment via idfc dc keeps failing for me.

Yes it was failing for me for more than 5 to 6 days

 

[Chaitanya-a]

Debit Card option is back on park+ but payment via idfc dc keeps failing for me.

IDFC is very restrictive in txns. If they see you're doing repetitive or excessive payments to a single merchant, they won't allow you to do same txn for sometime. They block high value txn as well. Worst bank tbh. Not at all "Always you first" attitude as they claim to be.

 

[xvd1]

IDFC is very restrictive in txns. If they see you're doing repetitive or excessive payments to a single merchant, they won't allow you to do same txn for sometime. They block high value txn as well. Worst bank tbh. Not at all "Always you first" attitude as they claim to be.

Any solution for this? Doing random transactions in between might help?

 

[Chaitanya-a]

Any solution for this? Doing random transactions in between might help?

Yeah you can do random txn and can keep a gap between two subsequent txn on same merchant.

 

[HumorSimpson]

IDFC is very restrictive in txns. If they see you're doing repetitive or excessive payments to a single merchant, they won't allow you to do same txn for sometime. They block high value txn as well. Worst bank tbh. Not at all "Always you first" attitude as they claim to be.

For me IDFC Wealth CC worked without any hitch for a high amount transaction in advance tax.

Is something different in IDFC DC? Also one more Finto @GBajaj faced no issues in transacting IDFC Wealth DC.

 

[ak93]

IDFC is very restrictive in txns. If they see you're doing repetitive or excessive payments to a single merchant, they won't allow you to do same txn for sometime. They block high value txn as well. Worst bank tbh. Not at all "Always you first" attitude as they claim to be.

Never made high value transaction in park+ but it still doesn't work. Raised a complaint 1 month ago with no resolution till now. They just say that they dont see any transaction declined from their end.

What i noticed is that it works when merchant name is Parviom in OTP page but doesn't work if its parkplus. I get Parviom merchant very rarely!

 

[vinodkugsiya54]

Yes you are right I also raised grievance but they informed that they can't see declined transaction.

Never made high value transaction in park+ but it still doesn't work. Raised a complaint 1 month ago with no resolution till now. They just say that they dont see any transaction declined from their end.

What i noticed is that it works when merchant name is Parviom in OTP page but doesn't work if its parkplus. I get Parviom merchant very rarely!

 

[Chaitanya-a]

For me IDFC Wealth CC worked without any hitch for a high amount transaction in advance tax.

Is something different in IDFC DC? Also one more Finto @GBajaj faced no issues in transacting IDFC Wealth DC.

Many people including myself have faced this issue of txn decline on their CC & DC both. They're not reliable for crucial times.

 

[PavvanPavvan is verified member.]

Can some one pelase confim any way to escalate for points i have zero till date

 

[Chaitanya-a]

Btw mcc kya hai park+ ?

Toll tax MCC

 

[Piyush_Jaiswal]

How much to spend to get max 8k point on idfc normal 10k acc dc? I read somewhere its 150k but seems not right .. it should be 160k.

1st 50k its 667 points . Next 100k its 6666 points..

it is less than 8k? Anything i m missing?

i have got same point according above calc..

Yes, you need to spend 160k per month to get 8000 points.
Your calculations are correct. I have received the same points.

 

[varun__goel_]

Can some one pelase confim any way to escalate for points i have zero till date

Mail banker@idfcfirstbank.com
They will do the needful
Quote your txns for which you haven't recd

 

[ak93]

Yes, you need to spend 160k per month to get 8000 points.
Your calculations are correct. I have received the same points.

I got 8k for 1.5L spends in December.

 

[Piyush_Jaiswal]

I got 8k for 1.5L spends in December.

Show screenshots .

 

[ak93]

Show screenshots .

Did three transactions in sbi unipay. 200, 50k and 1L. Cant take screenshot of transaction statement from app.

 

[ak93]

Did three transactions in sbi unipay. 200, 50k and 1L. Cant take screenshot of transaction statement from app.

Now that i look at it, looks like I got points for one failed transaction of 50k also 😂 So you are right, they are giving 10x only after 50k, no base points!