SBI unipay and parkplus working for now is it ?Did three transactions in sbi unipay. 200, 50k and 1L. Cant take screenshot of transaction statement from app.
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SBI unipay and parkplus working for now is it ?Did three transactions in sbi unipay. 200, 50k and 1L. Cant take screenshot of transaction statement from app.
It should, haven't tried unipay recentlySBI unipay and parkplus working for now is it ?
You have to waitI am trying to redeem 4000 points for 1000 amazon voucher but it is not letting me pay 100% via points. Any way to pay only via points?
Yes, You got points for failed 50k transaction. So, you did total transaction of 2,00,200 and got 8000 points since it cap max cap of 8000.Now that i look at it, looks like I got points for one failed transaction of 50k also 😂 So you are right, they are giving 10x only after 50k, no base points!
Whats The Meaning Of Failed Transactions ?Guys don't try collecting points by failing trxns. My 2 account are blocked n no solution till now. Cc team clearly stated they won't unblock it. I can only get it reset to 0 but that wud mean loosing rp on my genuine trxns too 🙁
How Many Transactions U Failed ?Guys don't try collecting points by failing trxns. My 2 account are blocked n no solution till now. Cc team clearly stated they won't unblock it. I can only get it reset to 0 but that wud mean loosing rp on my genuine trxns too 🙁
Is there some kinda loophole still ?How Many Transactions U Failed ?
Whats The Amount ?
Whats Ur Account Variant ? Normal Or Select Or WEALTH ?
IDK That's Y I Am AskingIs there some kinda loophole still ?
It is still giving reward on cc bill payment
I think noIs there some kinda loophole still ?
It is still giving reward on cc bill payment
Now that i look at it, looks like I got points for one failed transaction of 50k also 😂 So you are right, they are giving 10x only after 50k, no base points!
How to intentionally fail a transaction?Yes, You got points for failed 50k transaction. So, you did total transaction of 2,00,200 and got 8000 points since it cap max cap of 8000.
To get exactly 8000 points, you have to spend 1,60,000
Following this question for educational purposes 🌚How to intentionally fail a transaction?
Then why this Thread is moving 🥸🧐I think no
Good question, i do not know and do not want to try 😂 It failed in sbi unipay for me that day. All transactions were failing, even with HDFC platinum dc. Took 3-4 days to getback the money!How to intentionally fail a transaction?
As I have checked in the first rewards portal it says 10x rewards for every 100rupees spent above 50000 for wealth which means 2.5% for offline as well as online categories above 50000, Am I missing something, please correct me if I am wrongIDFC First Bank launched its debit card reward system recently. Now you'll earn reward points for spending money using your IDFC First Bank debit card.
Reward portal link - https://www.firstrewards.com/
View attachment 9866
Reward system for IDFC First Bank normal debit card-
2000 welcome reward points on IDFC First normal debit card transaction above Rs. 1000
Online transaction- earn 2 reward points for every Rs. 150 spend
Offline transaction- earn 1 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 20,000 in a month.
IDFC First Bank Select debit card reward system-
4000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 3 reward points for every Rs. 150 spend
Offline transaction- earn 2 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 50,000 in a month.
IDFC First Bank Wealth debit card reward system-
8000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 4 reward points for every Rs. 150 spend
Offline transaction- earn 3 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 50,000 in a month.
IDFC First Bank Private debit card reward system-
20,000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 6 reward points for every Rs. 150 spend
Offline transaction- earn 4 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 50,000 in a month.
Exclusions: Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program, Please refer to the TnC page for specific Merchant Codes that are excluded.
1 reward point = Rs. 0.25
Note: You'll earn core reward points depending on your debit card variant, along with the 10X points.
A monthly reward point accrual capping will be applicable based on user’s program membership. (w.e.f. 1st December 2023)
Type of Program Monthly Point Capping General 8,000 Select 30,000 Wealth 50,000 Private 5,00,000
How to redeem- You can redeem your reward points against gift vouchers, flight booking, recharge, etc.
Just click on "Redeem" and you'll see all the available options.
Link- https://www.firstrewards.com/user/burn
Reward Rate:-
IDFC First Bank Normal Debit Card-
Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 2%; Offline- 1.84%
IDFC First Bank Select Debit Card-
Online- 0.50%
Offline- 0.33%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 2.17%; Offline- 2%
IDFC First Bank Wealth Debit Card-
Online- 0.67%
Offline- 0.50%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 2.34%; Offline- 2.17%
IDFC First Bank Private Debit Card-
Online- 1%
Offline- 0.67%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 2.67%; Offline- 2.34%
Update on 14th July: IDFC First Bank relaunched its debit card reward system on 14th July, 2023.
We've made the necessary changes in the article.
Update on 22 Dec, 2023: IDFC First Bank updated its debit card reward system on 1st Dec, 2023.
We've made the necessary changes in the article.
I did few first then after aprx 10-12 such trxn which were done with good time gaps the reward section went on hold, started showing errors on redemption. Then cc informed about being blocked. This was on wealth account. Tried on select too the result was same. I wud suggest don't transact even if ur transactions are failing genuinely and u have been collecting rp with genuine way. Cc won't hear you for them being genuine failed transaction and will block them within 10 15 transactions even if done in span of over 2 months. Can u imagine it!! 10 trxn in 2 freaking months and still blocked -_- now I have a 3rd account which I use very carefully, never transacting again after any failed trxn else genuine rp will also go -_- hopjng this doesn't happen again 🥲How Many Transactions U Failed ?
Whats The Amount ?
Whats Ur Account Variant ? Normal Or Select Or WEALTH ?
This is scary. I hold IDFC Wealth CC and making me wonder if that is the case here too.I did few first then after aprx 10-12 such trxn which were done with good time gaps the reward section went on hold, started showing errors on redemption. Then cc informed about being blocked. This was on wealth account. Tried on select too the result was same. I wud suggest don't transact even if ur transactions are failing genuinely and u have been collecting rp with genuine way. Cc won't hear you for them being genuine failed transaction and will block them within 10 15 transactions even if done in span of over 2 months. Can u imagine it!! 10 trxn in 2 freaking months and still blocked -_- now I have a 3rd account which I use very carefully, never transacting again after any failed trxn else genuine rp will also go -_- hopjng this doesn't happen again 🥲