IDFC First Bank Launched its Debit Card Reward System

[SonyTom]

Customer care told me its 14 working days😅

 

[Boy 07]

IDFC First Bank launched its debit card reward system recently. Now you'll earn reward points for spending money using your IDFC First Bank debit card.
Reward portal link - https://www.firstrewards.com/

View attachment 9866

Reward system for IDFC First Bank normal debit card-
2000 welcome reward points on IDFC First normal debit card transaction above Rs. 1000

Online transaction- earn 2 reward points for every Rs. 150 spend
Offline transaction- earn 1 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 50,000 in a month.

IDFC First Bank Select debit card reward system-
4000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 3 reward points for every Rs. 150 spend
Offline transaction- earn 2 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.

IDFC First Bank Wealth debit card reward system-
8000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 4 reward points for every Rs. 150 spend
Offline transaction- earn 3 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.

IDFC First Bank Private debit card reward system-
20,000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 6 reward points for every Rs. 150 spend
Offline transaction- earn 4 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.

​

Exclusions: Payment to Mutual Funds, Insurance, Financial Institutions, Security Brokers, Dealers, Wallet Uploads, Quasi Cash, ATM Withdrawals, Credit Card Payments and Account Transfers transactions are not a part of FIRST Rewards program, Please refer to the TnC page for specific Merchant Codes that are excluded.

1 reward point = Rs. 0.25

Note: You'll earn core reward points depending on your debit card variant, along with the 10X points.

A monthly reward point accrual capping will be applicable based on user’s program membership. (w.e.f. 1st December 2023)

Type of Program	Monthly Point Capping
General	8,000
Select	30,000
Wealth	50,000
Private	5,00,000

How to redeem- You can redeem your reward points against gift vouchers, flight booking, recharge, etc.
Just click on "Redeem" and you'll see all the available options.
Link- https://www.firstrewards.com/user/burn

These are the excluded mcc's. You won't receive any reward points for spending on these categories.

Merchant Codes	Merchant Categories
6300	INSURANCE SALES AND UNDERWRITING
6012	FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES
6211	SECURITY BROKERS/DEALERS
6051	QUASI CASH
6540	WALLET UPLOAD

Reward Rate:-

IDFC First Bank Normal Debit Card-
Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%

IDFC First Bank Select Debit Card-
Online- 0.50%
Offline- 0.33%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

IDFC First Bank Wealth Debit Card-
Online- 0.67%
Offline- 0.50%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

IDFC First Bank Private Debit Card-
Online- 1%
Offline- 0.67%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

Update on 14th July: IDFC First Bank relaunched its debit card reward system on 14th July, 2023.
We've made the necessary changes in the article.

Update on 22 Dec, 2023: IDFC First Bank updated its debit card reward system on 1st Dec, 2023.
We've made the necessary changes in the article.

Any body help
Mene 2022 me Flipkart pay letter (Provide By idfc bank )
band kardiya tha jab se me idfc first bank credit card apply karta hu to bank declined kardeta he reason puchta hu to kehte hain apne 2020 me late payment Kiya tha iske upar kayi din tak baat chalti he jab me proved kardeta hu ki koi late payment nahi he to wo mafi mangte hain or kehte hain ki ham apne system me update karrahe hain dobara aisa nahi hoga Mamla ek baar 2022 me hua phir mene 2023 me apply Kiya phir Aisa hua or ab 2024 me 2 baar aisa hua me kya karu Inka RBI me complaint karni chahiye kya mujhe.?????

 

[bigbyte]

Aapko IDFC ka credit card apply hee nahin karna chahiye kyonki waise bhi iss card mei kuch bacha nahin hai.

 

[khabib101]

How much should we pay for 250 reward points every month via idfc bill pay

 

[RichieRich]

How much should we pay for 250 reward points every month via idfc bill pay

Totally upto you.. from rs 10 to ----

 

[himanshverma]

Customer care team is not able to transfer my call to reward point team.
They request a callback request within 3 working days.
I tried 3 times

I dont know what drama is goin on

 

[RichieRich]

Can i pay my standard chartered cc bill via mobikwik ?

 

[kpravinramesh]

I think nobody got rewards points after 15 th aug . I got upto 15th but after that didnt get any .
If any update pls share . I have 5 classis debit cards in different accounts . None got reward points after 15 th.

 

[Dreamer]

Customer care team is not able to transfer my call to reward point team.
They request a callback request within 3 working days.
I tried 3 times

I dont know what drama is goin on

Same thing happened with me. Haven't received points since aug 1 for unipay spends.

 

[Dragon_slayer]

Customer care team is not able to transfer my call to reward point team.
They request a callback request within 3 working days.
I tried 3 times

I dont know what drama is goin on

Their reward team support is like one person handling everything. Thats why its difficult to connect to them, retry at different timings on weekdays

 

[SpidySpider]

Their reward team support is like one person handling everything. Thats why its difficult to connect to them, retry at different timings on weekdays

They are now connecting directly to relationship managers I believe. If they are busy then it is transferred to another special service kind of team.

 

[Dragon_slayer]

They are now connecting directly to relationship managers I believe. If they are busy then it is transferred to another special service kind of team.

Which RM? Your bank account assigned RM ?

 

[SpidySpider]

Which RM? Your bank account assigned RM ?

Yes, the contact details would be visible in the customer service menu.

 

[Dragon_slayer]

Yes, the contact details would be visible in the customer service menu.

Bro they aint gonna connect to RM for reward points issue. Whats RM gonna do in this case 🤣

 

[BhaiyaJi]

Bro they aint gonna connect to RM for reward points issue. Whats RM gonna do in this case 🤣

RM will connect you with some another RM.

 

[mastfun]

Same here no points after 16th Aug!!

 

[pankaj1122]

Mujhe to har txn ke points mile last month...But all before Aug 10....Uske bd se kya nhi mil rhe kisiko? Maine 1,2,3 sept ko spends kiye hai...

 

[pankaj1122]

Thanks for the response.

Arvinder...I have first select account..Do i need to maintain minimum balance of 10k (account variant when i opened)?

 

[RichieRich]

Arvinder...I have first select account..Do i need to maintain minimum balance of 10k (account variant when i opened)?

I guess yes.. i am also maintaining. But you can check with the customer care team to clarify.

 

[BhaiyaJi]

Mujhe to har txn ke points mile last month...But all before Aug 10....Uske bd se kya nhi mil rhe kisiko? Maine 1,2,3 sept ko spends kiye hai...

Same, points are pending since 10th Aug