IDFC First Bank Launched its Debit Card Reward System

[Venom_06]

Guys, any way to pay onecard cc bill and earn rp from idfc dc?

Jiofin/sbiuni both do not have pnecard

 

[Dragon_slayer]

Guys, any way to pay onecard cc bill and earn rp from idfc dc?

Jiofin/sbiuni both do not have pnecard

Try canara setu

 

[bhushan0101]

Try canara setu

One card is not registered on bbps.

 

[djrocky]

Arindam bhai ka latest video ke calculation mei 3% return mil raha hai kyonki koi bug hai reward system mei.

Mujhe tau samajh nahin aaya, jisko samajh aaya wo loot lau.

Video dekho aur hamei bhi samjhaao.

I am not aware. Who is Arindam and which video you are talking about ?

 

[codenerd]

Arindam bhai ka latest video ke calculation mei 3% return mil raha hai kyonki koi bug hai reward system mei.

Mujhe tau samajh nahin aaya, jisko samajh aaya wo loot lau.

Video dekho aur hamei bhi samjhaao.

Not sure which video you are referring to here. Please share.

 

[codenerd]

Note: You'll earn core reward points depending on your debit card variant, along with the 10X points.

Can someone explain this line?

 

[codenerd]

This calculation is incorrect.
It's 10rp per ₹100 spend about 50k.
1rp= 0.25
So actual reward in rupee terms is ₹2.5 (10/4) per ₹100 spend

But this calculation is of no use wehn we use IDFC Wealth Debit card to pay CC bills as it is mentioned in their TnCs that credit card bill payment wont be rewarded apart from the standard 250 points which we anyways get.

Need some clarity on this if someone has used.

 

[codenerd]

Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%
Here 2.5 is real return in form of vouchers, flights etc.

Thanks. I wanted to know if same reward structure is applicable when paying CC Bills via Wealth Debit card. If yes, via which app?

 

[SonyTom]

But this calculation is of no use wehn we use IDFC Wealth Debit card to pay CC bills as it is mentioned in their TnCs that credit card bill payment wont be rewarded apart from the standard 250 points which we anyways get.

Need some clarity on this if someone has used.

Yes. As of now getting

 

[codenerd]

Yes. As of now getting

Paying CC bills through which app using IDFC DC?

 

[Dragon_slayer]

Paying CC bills through which app using IDFC DC?

SBI Unipay . .

 

[Venom_06]

One card is not registered on bbps.

Yes but os there any way to pay onecard cc bill and earn rp of idfc dc? I have around 1.5 L bill

 

[Rohit Nandi]

Late to the party, but If I understand it correctly, idfc wealth will give 0.66% (4/150 points) return till 50K monthly spends and 2.5% (10/100 points) beyond 50K. And credit card payments via SBI unipay (4900 mcc) is not excluded here.

For redemption, cash is not available, but Amazon pay voucher is there. And 118 redemption charges.

Is this right?

i need pay my RBL cc bill of 132000 and SBI cc bill of 48000 i have ID FC first bank saving account with signature debit card and ICICI saving account pls suggest some rewarding way to pay my credit card bill

 

[Harry1]

i need pay my RBL cc bill of 132000 and SBI cc bill of 48000 i have ID FC first bank saving account with signature debit card and ICICI saving account pls suggest some rewarding way to pay my credit card bill

Use idfc on sbi unipay for sbi card. No idea for RBL.

 

[Indrajeet100]

Anybody sorted their DC rewards problem. From messages seems there are certain DCs which never receive any reward points automatically. I for one have not anything in 3 months. Every transaction had to request manual credit after 14days.

 

[Dreamer]

Anybody sorted their DC rewards problem. From messages seems there are certain DCs which never receive any reward points automatically. I for one have not anything in 3 months. Every transaction had to request manual credit after 14days.

Same problem. Did you 10x reward above 50k spend?

 

[Indrajeet100]

Same problem. Did you 10x reward above 50k spend?

Yes July month got manual reward credit. Now for August thought will ask all transactions together.

 

[Dragon_slayer]

Yes July month got manual reward credit. Now for August thought will ask all transactions together.

How much time do they take for manual credits? Mine is pending since 5 days

 

[codenerd]

Yes July month got manual reward credit. Now for August thought will ask all transactions together.

When the IDFC customercare team asks about the spend for the missing rewards, what did you tell them? Will telling them SBI unipay be sufficient when they ask where was the transaction done?

 

[RichieRich]

Generally they will not ask.. in case they ask just say Household expenses.

When the IDFC customercare team asks about the spend for the missing rewards, what did you tell them? Will telling them SBI unipay be sufficient when they ask where was the transaction done?