IDFC First Bank Launched its Debit Card Reward System

[Sobirvs]

Update : Talked to my RM, kept abt 5L in savings and 14L in FD and called my RM. I asked her the procedure to close the account. She was shocked, asked me why? I said I have priviliged banking with ICICI, my friend has wealth banking with idfc, and I have kept more money in idfc and far less in icici yet idfc didn't gave me anything. She insisted in investment, I said no, she said don't close the acc and she raised the request for wealth right away and I got the sms and I consented right away. She said max in one week I will get an update and wealth conversion should be right away.

Idk if what she said is right or she is making fool of me but anyways, that's the update.

 

[newmakerhere]

Update : Talked to my RM, kept abt 5L in savings and 14L in FD and called my RM. I asked her the procedure to close the account. She was shocked, asked me why? I said I have priviliged banking with ICICI, my friend has wealth banking with idfc, and I have kept more money in idfc and far less in icici yet idfc didn't gave me anything. She insisted in investment, I said no, she said don't close the acc and she raised the request for wealth right away and I got the sms and I consented right away. She said max in one week I will get an update and wealth conversion should be right away.

Idk if what she said is right or she is making fool of me but anyways, that's the update.

Check service request section. There will be SR created for program upgrade.

 

[Sobirvs]

Check service request section. There will be SR created for program upgrade.

yes there is. But what does that imply anyways, it's not as if I am approved for the program, she just raised the request, IDFC can simply deny it no if they want?

 

[Aniket]

yes there is. But what does that imply anyways, it's not as if I am approved for the program, she just raised the request, IDFC can simply deny it no if they want?

Congrats!

They have the right, but most likely you will get enrolled.

They won't check whether the eligibility is strictly met or not. 🤭

 

[IKFLRT]

APV, ASV, Flipkart, Swiggy sab gaya. ab sirf uselessness bachi h redemption ke liye

 

[Abhishek012]

APV, ASV, Flipkart, Swiggy sab gaya. ab sirf uselessness bachi h redemption ke liye

 

[Anindya98]

APV, ASV, Flipkart, Swiggy sab gaya. ab sirf uselessness bachi h redemption ke liye

I Claimed at the right time, now I have only 10K points left will wait for the Flipkart voucher restock.

 

[Sobirvs]

Congrats!

They have the right, but most likely you will get enrolled.

They won't check whether the eligibility is strictly met or not. 🤭

Just got an email that my service req. has been approved for first wealth program. It however gives a link to click here, when I do click it takes me to salesforce link and then redirects me to hotmail/outlook 365 email. Idk what's going on.

 

[RichieRich]

Just got an email that my service req. has been approved for first wealth program. It however gives a link to click here, when I do click it takes me to salesforce link and then redirects me to hotmail/outlook 365 email. Idk what's going on.

Within few hours/days, you will see new debit card in the app. and you can start using it.

 

[Sobirvs]

Within few hours/days, you will see new debit card in the app. and you can start using it.

I saw a new wealth debit card yesterday, it didn't show card no's but just wealth debit card and visa infinite, but then today I checked and the card has vanished/disappeared and service req. in the app shows closed... Any idea what's going on?

 

[Anindya98]

I saw a new wealth debit card yesterday, it didn't show card no's but just wealth debit card and visa infinite, but then today I checked and the card has vanished/disappeared and service req. in the app shows closed... Any idea what's going on?

Check your email they have updated something about why they have closed the SR request.
Share the SS, what's showing under the track SR request section in the IDFC app.

 

[Sobirvs]

Check your email they have updated something about why they have closed the SR request.
Share the SS, what's showing under the track SR request section in the IDFC app.

no email for why they close sr req. In sr section of the app, there are 2 tickets, program upgrade and rb program upgrade both closed but the debit card started showing again. it wasn't showing in the middle of the night last time though.

 

[kaz04]

IDFC rewards system got my head spinning. I have been holding the Visa Platinum card for a couple of years but haven't used it much, until recently in August. They gave me no welcome rewards points after that transaction. On 30th November I made a single transaction of 1.6L to pay one CC bill using Unipay and they haven't disbursed the RP for that transaction yet.
Yesterday I again made two payments on Unipay amounting to 86k and today I can see they have credited the RPs for both transactions along with the welcome rewards 😄

When reaching out to customer care how do I describe my transaction details? I guess we can't say CC bill payment. I would wait for a few more weeks before reaching out though.

 

[insomniac911]

no email for why they close sr req. In sr section of the app, there are 2 tickets, program upgrade and rb program upgrade both closed but the debit card started showing again. it wasn't showing in the middle of the night last time though.

I guess you got the account upgrade then. Is your account being shown as first wealth when you open the three lines on left top?

 

[Sobirvs]

I guess you got the account upgrade then. Is your account being shown as first wealth when you open the three lines on left top?

Yes it does. But when I open my savings acc option it shows regular savings 10k acc. It shows my wealth debit card though.

 

[Sobirvs]

IDFC rewards system got my head spinning. I have been holding the Visa Platinum card for a couple of years but haven't used it much, until recently in August. They gave me no welcome rewards points after that transaction. On 30th November I made a single transaction of 1.6L to pay one CC bill using Unipay and they haven't disbursed the RP for that transaction yet.
Yesterday I again made two payments on Unipay amounting to 86k and today I can see they have credited the RPs for both transactions along with the welcome rewards 😄

When reaching out to customer care how do I describe my transaction details? I guess we can't say CC bill payment. I would wait for a few more weeks before reaching out though.
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They will come, wait till max 20th dec. It should be credited in my estimate minimum like 12th dec. You won't be able to redeem though till 13th-14th dec.

 

[insomniac911]

Yes it does. But when I open my savings acc option it shows regular savings 10k acc. It shows my wealth debit card though.

Yes that's how its supposed to show. Don't worry, you will get your new card soon!

 

[Sobirvs]

Yes that's how its supposed to show. Don't worry, you will get your new card soon!

even after the card is delivered let's say, my acc still will show "regular savings 10k"?

btw in case if I lower my balance, will I be downgraded from wealth program?

 

[insomniac911]

even after the card is delivered let's say, my acc still will show "regular savings 10k"?

btw in case if I lower my balance, will I be downgraded from wealth program?

Yes it will show regular savings 10K or 25K as per your initial plan.

And no as far as i know, once you are in they dont check anymore. Atleast they havent downgraded me in the last one year so I think you are good 😀

 

[Sobirvs]

Yes it will show regular savings 10K or 25K as per your initial plan.

And no as far as i know, once you are in they dont check anymore. Atleast they havent downgraded me in the last one year so I think you are good 😀

Just received my IDFC wealth DC.😍