IDFC First Bank Launched its Debit Card Reward System

[2025]

You can use VISA on the eligible merchant on Phone Pe but issue is there are some charges for using VISA card

They want confirmation from @Abhishek012 only.
Inhe sayaad nehi pata hay ki Abhishek usually ignores VISA / MC messages.

I wrote about it sometime back (see below)... also told them to test with their card to get their answer themselves by finding suitable merchant names.

2

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in February & March 2025'

Yesterday at 12:46 AM

Arey bhai jab likha he visa mastercard not eligible toh milega nahi na

No bro. Milega, if it tag correct (eligible) mcc. I am not aware specific to that exact merchant name though, but good probability mil sakta hay. Saath mein charges v dena padega. 0.6%.

And even if the merchant name is www phonepe com, then also we'll not get points if I have a visa card?

There is a good chance, do some test transaction.

But why u want to use visa? When u can generate rupay and reward limit is same. Rupay has many advantages like zero charges, always correct mcc etc.

• 2025

• 

 

[Abhishek012]

They want confirmation from @Abhishek012 only.
Inhe sayaad nehi pata hay ki Abhishek usually ignores VISA / MC messages.

I wrote about it sometime back (see below)... also told them to test with their card to get their answer themselves by finding suitable merchant names.

2

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in February & March 2025'

Yesterday at 12:46 AM

Arey bhai jab likha he visa mastercard not eligible toh milega nahi na

No bro. Milega, if it tag correct (eligible) mcc. I am not aware specific to that exact merchant name though, but good probability mil sakta hay. Saath mein charges v dena padega. 0.6%.

And even if the merchant name is www phonepe com, then also we'll not get points if I have a visa card?

There is a good chance, do some test transaction.

But why u want to use visa? When u can generate rupay and reward limit is same. Rupay has many advantages like zero charges, always correct mcc etc.

• 2025

• 

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

 

[Ak Singh]

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

Bhai tum Rupay network ke thekedaar ho kya?
Tumne rupay ka theka liya ki 2026 tak rupay india ka 90% market share capture kra doge?

 

[sambitpatro]

Bhai tum Rupay network ke thekedaar ho kya?
Tumne rupay ka theka liya ki 2026 tak rupay india ka 90% market share capture kra doge?

Not for profit promoter of a not for profit company's product

 

[2025]

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

Achha hua ki maine aapko kavi DM nehi kiya.

Nehi toh mera ego toh pakka hurt ho jata.

Sir, aap itne acche kaam kitne peacefully and patiently karte ho. But still, I think u also know why a little experienced people internally dislike u.

Bhai aap na aapne aap ko aapke tarike se thoda aur reform karlo, fer dekho. Aapke andar talent kud kud k vare hay but kuch toh problem hay. Jo aap centre of dislike ban jate ho. Even though you may have thousands of followers, eventually they will also start disliking you unless u make them comfortable that u r really sympathetic with them.

Or maybe I have something to introspect further on my understanding about you and your surroundings.

Anyways we all should move on. Because none of us are immortal. We will be nowhere in next few years... decades.

 

[sambitpatro]

Achha hua ki maine aapko kavi DM nehi kiya.

Nehi toh mera ego toh pakka hurt ho jata.

Sir, aap itne acche kaam kitne peacefully and patiently karte ho. But still, I think u also know why a little experienced people internally dislike u.

Bhai aap na aapne aap ko aapke tarike se thoda aur reform karlo, fer dekho. Aapke andar talent kud kud k vare hay but kuch toh problem hay. Jo aap centre of dislike ban jate ho. Even though you may have thousands of followers, eventually they will also start disliking you unless u make them comfortable that u r really sympathetic with them.

Or maybe I have something to introspect further on my understanding about you and your surroundings.

Anyways we all should move on. Because none of us are immortal. We will be nowhere in next few years... decades.

Bhai tum professional counselor ho kya?🤣🤣