IDFC First Bank Launched its Debit Card Reward System

[Oscar]

Note :
1) 1X = 1 Reward Point per ₹150 spent | 1 Reward Points = ₹0.25.
2) Only transactions successfully completed post 14th July,2023 will be eligible for points accrual.​

 

[ak93]

I did not receive the welcome bonus points 😕 Was it available only for First Select and above accounts?

 

[cardwizard]

Note :​

1) 1X = 1 Reward Point per ₹150 spent | 1 Reward Points = ₹0.25.​

2) Only transactions successfully completed post 14th July,2023 will be eligible for points accrual.​

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@TechnoFino I think now Reward rate of each variant needs to be updated in the Original Post as Reward points are given every Rs150 whereas the post has calculations based on every Rs100.

 

[VijayflyRaven]

Does this work for credit card bill payment from Paytm? Looks like around 1.6% for above 30k spend.

 

[Chaitanya-a]

Does this work for credit card bill payment from Paytm? Looks like around 1.6% for above 30k spend.

Only wallet load & ATM withdrawals are excluded. You can try paying CC bill & see whether it fetches Reward points or not. MobiKwik would be a better option as Paytm sometimes reflect wallet MCC on cc bill payment.

 

[krishc]

will we get reward points from now onwards only ?
any txn done after the first launch will not fetch any reward points?

 

[Chaitanya-a]

will we get reward points from now onwards only ?
any txn done after the first launch will not fetch any reward points?

Yeah from 14 July onwards, they'll count those transactions for reward points.

 

[OneMileAtATime]

Does this work for credit card bill payment from Paytm? Looks like around 1.6% for above 30k spend.

How is this calculated? For which variant?

 

[soumendunanda]

What's

For all those who are calling cc👇🏼

What's the criteria for wealth?

 

[Chaitanya-a]

What's the criteria for wealth?

10L initial deposit

 

[jack333]

10L initial deposit

Best pathway is to get any credit card first. When you receive offer of zero mab account in whatsapp open that. Then upgrade to wealth with 10l deposit to keep it zero mab. Because opening wealth account won't get you wealth credit card as it depends upon your existing card limit and itr. So better to get these other way round. Opposite is the case with au and rbl bank. If you have their credit card, they don't allow you to open digital saving account 🤣

 

[Chaitanya-a]

Best option is to get any credit card first. When you receive offer of zero mab account in whatsapp open that. Then upgrade to wealth with 10l deposit to keep it zero mab. Opposite is the case with au and rbl bank. If you have their credit card, they don't allow you to open digital saving account 🤣

AU toh bina credit card k bhi digital account open krne ni deta agr aapka aadhar address serviceable area me ni h🤣

 

[jack333]

Maine rbi ka bamboo karke 5k mab au value account me rupay platinum debit card liya because they didn't allow me to open digital account as I was credit card holder 🤣

 

[pprakash11]

AU toh bina credit card k bhi digital account open krne ni deta agr aapka aadhar address serviceable area me ni h🤣

Here people trying to open AU Bank Account.
Other side my AU Account Balance is negative. -177
I'm not willing to pay DC charges 🤣🤣

 

[Chaitanya-a]

Here people trying to open AU Bank Account.
Other side my AU Account Balance is negative. -177
I'm not willing to pay DC charges 🤣🤣

AU account bnd krwane ka sabse acha tarika hai RBI ko negative balance ki compliant krdo. Wo apne aap next day aapka account close krdega khunnas khake😂

 

[jack333]

TF dada ne bhi apna royale account aise hi band karaya tha 🤣

 

[pprakash11]

AU account bnd krwane ka sabse acha tarika hai RBI ko negative balance ki compliant krdo. Wo apne aap next day aapka account close krdega khunnas khake😂

Koi trick btao jisse Physical Debit Card block ho Jaye aur sirf mere haath Virtual Debit Card rahe. 😑

 

[Chaitanya-a]

Koi trick btao jisse Physical Debit Card block ho Jaye aur sirf mere haath Virtual Debit Card rahe. 😑

Customer care ko boldo direct block krne physical card. Wrna Rupay Platinum DC to compensate kr hi deta h 177 fee isliye maine b ICICI ka rkha hua h

 

[pprakash11]

Customer care ko boldo direct block krne physical card. Wrna Rupay Platinum DC to compensate kr hi deta h 177 fee isliye maine b ICICI ka rkha hua h

Maine just call kra AU Bank ko wo keh rhe aap block & reissue krwaoge toh firse Physical DC dispatch ho jayega.
Maine bola mujhe sirf Virtual DC chaiye 🤣
Par wo ya toh maan nhi rhi thi ya usko jyada pta nhi tha

 

[kunalagg]

got the notification today.. so yes I guess it is live now
first transaction of 1000 for welcome rewards is needed