IDFC First Bank Launched its Debit Card Reward System

[sambitpatro]

The reward program is kind of useless for me if there is no agv or bill payment or fastag recharge. I rarely use other services. Have to wait till I buy my clothes offline. (Hopefully shopperstop, blackberrys would be available till then....)

U can redeem for Swiggy zomato ola uber Bigbasket amazon prime etc

 

[prankster]

The reward program is kind of useless for me if there is no agv or bill payment or fastag recharge. I rarely use other services. Have to wait till I buy my clothes offline. (Hopefully shopperstop, blackberrys would be available till then....)

Most vouchers are valid for one year 🙂

 

[prk]

U can redeem for Swiggy zomato ola uber Bigbasket amazon prime etc

Not a big user of swiggy zomato etc.
I get amazon prime for free on my cards

 

[prk]

Most vouchers are valid for one year 🙂

True... But I don't want to lock-in to buy something that I'm not sure I'll like... Let's see hope amazon gv comes back. I'll redeem all points

 

[sambitpatro]

Not a big user of swiggy zomato etc.
I get amazon prime for free on my cards

From rupay select debit cards?

 

[Venom_06]

You will get 8000 welcome rewards on regular wealth account, try another transaction 1k+

also use firstap RuPay DC for normal base rewards + 10x rewards as per your wealth acc.

visa card mcc code is not eligible + extra conv fee charged.

Abhishek, I have got8k for first tap.

Now I wanna do for visa card. Please let me know where I can do the transaction to get eligible?

 

[gunadeepak10]

Did transaction on 7th March and no rp so far 😕

 

[Abhishek012]

Did transaction on 7th March and no rp so far 😕

Wait 30 days, if not credit then complaint next month.

See here, some transaction rewards takes some time to credit -

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in February & March 2025'

Yesterday at 9:13 AM

Hello,
this is how it is for me as of today...
Dint get RP's for 17th Feb, 8th and 9th March...

Hopefully RP's get credited sooooooooon....

• alpha2betaa

• 
• 

 

[Venom_06]

Abhishek, I have got8k for first tap.

Now I wanna do for visa card. Please let me know where I can do the transaction to get eligible?

@Abhishek012 reply please

 

[Rahul Gupta]

@Abhishek012 reply please

phonepe cc bill

 

[Half Human]

Did transaction on 7th March and no rp so far 😕

Waiting from Feb 19 🤣🤣

 

[Venom_06]

phonepe cc bill

Not eligibility for visa.

 

[gunadeepak10]

Wait 30 days, if not credit then complaint next month.

See here, some transaction rewards takes some time to credit -

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in February & March 2025'

Yesterday at 9:13 AM

Hello,
this is how it is for me as of today...
Dint get RP's for 17th Feb, 8th and 9th March...

Hopefully RP's get credited sooooooooon....

• alpha2betaa

• 
• 

Pos-Visa/Retail is from which platform? And the card used is IDFC DC?

 

[sambitpatro]

Pos-Visa/Retail is from which platform? And the card used is IDFC DC?

Canara setu was giving that mcc earlier for idfc dc

 

[joell]

I've an Amex bill of 50K & HDFC bill of 60K. Ive a normal IDFC account. Amex can be paid on Billpay with FirstTap Rupay DC but no points since 6012 MCC. Since IDFC has 10X above 50K spend, if I pay 50K Amex bill first and then HDFC bill on PhonePe will I get 10X on PhonePe?

 

[BhaiyaJi]

I've an Amex bill of 50K & HDFC bill of 60K. Ive a normal IDFC account. Amex can be paid on Billpay with FirstTap Rupay DC but no points since 6012 MCC. Since IDFC has 10X above 50K spend, if I pay 50K Amex bill first and then HDFC bill on PhonePe will I get 10X on PhonePe?

No, afaik eligibile MCC spend will be counted for 50k spends

 

[Abhishek012]

I've an Amex bill of 50K & HDFC bill of 60K. Ive a normal IDFC account. Amex can be paid on Billpay with FirstTap Rupay DC but no points since 6012 MCC. Since IDFC has 10X above 50K spend, if I pay 50K Amex bill first and then HDFC bill on PhonePe will I get 10X on PhonePe?

Use SBI Virtual RuPay debit card- 1% cashback value on Amex CC bill or SCB CC Bill payment, other banks cc bill also supported.

Pay through billdesk website.

 

[Venom_06]

Use SBI Virtual RuPay debit card- 1% cashback value on Amex CC bill or SCB CC Bill payment, other banks cc bill also supported.

Pay through billdesk website.

@Abhishek012 I think you are ignoring me. I'm asking third time. I want to use idfc visa since you told that phonepe not fetching rewards for visa. Please share the alternatives. Want to pay via visa to avail welcome benefits

 

[RajS]

@Abhishek012 I think you are ignoring me. I'm asking third time. I want to use idfc visa since you told that phonepe not fetching rewards for visa. Please share the alternatives. Want to pay via visa to avail welcome benefits

Make some genuine spend of 1K with VISA card.

 

[BhaiyaJi]

@Abhishek012 I think you are ignoring me. I'm asking third time. I want to use idfc visa since you told that phonepe not fetching rewards for visa. Please share the alternatives. Want to pay via visa to avail welcome benefits

You can use VISA on the eligible merchant on Phone Pe but issue is there are some charges for using VISA card