IDFC First card approved using YouTube tricks

[Batmanbaba]

I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome

 

[Batmanbaba]

Nope, still the same ugly message

Thats pretty unlucky

 

[BUDHRAJ]

is it mandatory for aadhar address to be in servicable area ?
can't we apply by our current address and give the proof of address ?

 

[Batmanbaba]

is it mandatory for aadhar address to be in servicable area ?
can't we apply by our current address and give the proof of address ?

It should match the aadhar address... As when they do ckyc online... If there is mismatch in address.. Form will be rejected...

 

[Dhruvit.SDhruvit.S is verified member.]

if you put salary around 90-100k you'll get offer select too

Don't do that, they check your credit accounts via cibil and reject your application.
If you really need it put salary 40k-50k.
Only those low level limits are easily approved

 

[Vinay Kumar Manchiganti]

I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome

Does this mean IDFC won't approve request from one number once it's rejected. I have been trying to get IDFC card since a year already holding account with them recently upgraded to select banking.

 

[Batmanbaba]

Don't do that, they check your credit accounts via cibil and reject your application.
If you really need it put salary 40k-50k.
Only those low level limits are easily approved

My salary put by bob in cibil is 400 crore

Does this mean IDFC won't approve request from one number once it's rejected. I have been trying to get IDFC card since a year already holding account with them recently upgraded to select banking.

I think they have some issue with mobile numbers... My primary number on which I had bank account first time they rejected... Second time.. Sorry we don't have any offers for u

In secondary number.. Got the card in first attempt....

 

[Lakshya Mahani]

Can i apply for IDFC Wealth using apay card with 6.80 lakhs limit as minimum 5 lakhs limit is required on existing card?

 

[Batmanbaba]

Can i apply for IDFC Wealth using apay card with 6.80 lakhs limit as minimum 5 lakhs limit is required on existing card?

U can apply online only if it shows u in offers for u

 

[Dhruvit.SDhruvit.S is verified member.]

Can i apply for IDFC Wealth using apay card with 6.80 lakhs limit as minimum 5 lakhs limit is required on existing card?

Yes you should get wealth, try it out

 

[Lakshya Mahani]

Yes you should get wealth, try it out

Thanks.

 

[Vinay Kumar Manchiganti]

Can i apply for IDFC Wealth using apay card with 6.80 lakhs limit as minimum 5 lakhs limit is required on existing card?

Did anyone tried this with same apay card around 3.5L

 

[tappukepapa]

@Batmanbaba Can i get it on the basis of Amazon Pay icici? 90K limit & 2 Months old card.

 

[Batmanbaba]

@Batmanbaba Can i get it on the basis of Amazon Pay icici? 90K limit & 2 Months old card.

Yes... U can just click the option of do u have card.... Click.. Select bank... Type or select variant.... Type limit and go forward

 

[tappukepapa]

Yes... U can just click the option of do u have card.... Click.. Select bank... Type or select variant.... Type limit and go forward

1. Any income documents required for C2C applications?
2. Physical or VKYC?

 

[iamvk]

IDFC doesn't have a proper upgrade process.

 

[Batmanbaba]

1. Any income documents required for C2C applications?
2. Physical or VKYC?

It depends user to user.... If it shows in card recommend on top that no income docs required... Then not required.... It was same for me...

There will be vkyc... As well as physical verification.... If u are lucky.. Agent might just call and ask location... Dats it.. Happened with me....


If u have idfc account.. Then u wont face that physical verification mostly...

 

[tappukepapa]

It depends user to user.... If it shows in card recommend on top that no income docs required... Then not required.... It was same for me...

There will be vkyc... As well as physical verification.... If u are lucky.. Agent might just call and ask location... Dats it.. Happened with me....


If u have idfc account.. Then u wont face that physical verification mostly...

Applied today but they are offering Wow credit card (Fd based), i selected amazon pay for C2C . But i don't want this card. Skipped the application. Will there be any hard enquiry in cibil?

 

[Batmanbaba]

Applied today but they are offering Wow credit card (Fd based), i selected amazon pay for C2C . But i don't want this card. Skipped the application. Will there be any hard enquiry in cibil?

Yes.. ..

 

[tappukepapa]

Yes.

Yes.. ..

Can they provide normal CC in future as they already got the necessary details?

 

[Batmanbaba]

Can they provide normal CC in future as they already got the necessary details?

Yes they can if u already had one card from idfc or flipkart paylater/mobikwik zip/ola money......or any loan from them....they offer u from front...and I dont think they will give it just on the basis of cibil enquiry...i have never heard atleast for idfc....