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IDFC First card approved using YouTube tricks

Batmanbaba

Batmanbaba

TF Legend
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
 
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Apply For LTF AU LIT Credit Card
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Batmanbaba said:
Yes they can if u already had one card from idfc or flipkart paylater/mobikwik zip/ola money......or any loan from them....they offer u from front...and I dont think they will give it just on the basis of cibil enquiry...i have never heard atleast for idfc....
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I had flipkart pay later powered by IDFC Bank. Closed in march. They are offering preapproved loan of 1lakh. But i want Credit card, should have waited. Wasted a hard enquiry.
 
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tappukepapa said:
I had flipkart pay later powered by IDFC Bank. Closed in march. They are offering preapproved loan of 1lakh. But i want Credit card, should have waited. Wasted a hard enquiry.
Click to expand...
No issue..if u want to take another cibil hit...u can try differnt number and put salary around 550000 per year.......they mostly wont ask for income proof..u wil surely get a card...i also did same.......u can read the original post
 
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@Batmanbaba Surprisingly, I got pre-approved for Millennia Card with limit of Rs 1.35 lakh. I got an SMS today (20 Nov 2022). Upto this point, all I was getting was for WoW card - I don't know what was "WoW" in that card. it was just another Secured card. Another surprising thing is I had closed my account in August 2022 - after 2 months from opening that account in July that year.. Even then, I was getting offer for WoW , and now Unsecured Millenia.

Now, I tried to use an alternate number while filling up the application. It still said that "Cant proceed...." . When I used my initially registered mobile number, then it showed the limit instantly. Another surprise is that the Customer Id is the same as the account (even though that is closed).
 
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AsishB said:
@Batmanbaba Surprisingly, I got pre-approved for Millennia Card with limit of Rs 1.35 lakh. I got an SMS today (20 Nov 2022). Upto this point, all I was getting was for WoW card - I don't know what was "WoW" in that card. it was just another Secured card. Another surprising thing is I had closed my account in August 2022 - after 2 months from opening that account in July that year.. Even then, I was getting offer for WoW , and now Unsecured Millenia.

Now, I tried to use an alternate number while filling up the application. It still said that "Cant proceed...." . When I used my initially registered mobile number, then it showed the limit instantly. Another surprise is that the Customer Id is the same as the account (even though that is closed).
Click to expand...
Once the customer id is generated it remains... Even thought u close account.... Its same for all products.... And its good to listen that they are giving anything other than wow... Else everyone is only getting option to apply wow... Just make sure your address is serviceable else this pre approved offer will also get declined
 
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Batmanbaba said:
Once the customer id is generated it remains... Even thought u close account.... Its same for all products.... And its good to listen that they are giving anything other than wow... Else everyone is only getting option to apply wow... Just make sure your address is serviceable else this pre approved offer will also get declined
Click to expand...
Card has been generated. Will they still cancel this card?
 
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Batmanbaba said:
Intrestingly my credit card has been assigned to customer id of my bank account although I applied with a different number
Click to expand...
Yeah, they map it using aadhar, also they map the bank account registered phone number with the card also, at least in my case they did the same . I applied using my relatives phone number once card was approved I started getting OTP on my bank registered mobile number
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...

is this not working anymore? Tried today applying with secondary number application rejected with same old application number @Batmanbaba
 
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