IDFC First Wealth easily approved

[avis_]

I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.

For agent contact check message number #42

I have recieved my physical card in just 2 days check message #43

Edit 1

Update by user @_amit_
WFH so not possible for me.
In her knowledge, WFH with company address (or any company branch) not in same city usually gets rejected later on.

 

[shadow]

Is it 4 domestic and 4 international or 4 domestic and international combined?
Also if we apply using Amex plat travel with 9.5L but 1 month old card any chance of getting wealth? location Bengaluru.
Tried with ICICI Rubyx with same limit but got wow.

Any insight on this?

 

[Gaara]

Is it 4 domestic and 4 international or 4 domestic and international combined?
Also if we apply using Amex plat travel with 9.5L but 1 month old card any chance of getting wealth? location Bengaluru.
Tried with ICICI Rubyx with same limit but got wow.

Apply FIRST Wealth Credit Card With Low Forex Markup of 1.5% | IDFC FIRST Bank

FIRST Wealth Credit Card is a lifetime free credit card loaded with benefits from IDFC FIRST Bank. Avail airport lounge access, low forex, movie ticket offers & lot more.

www.idfcfirstbank.com

https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/credit-card/FIRST-Wealth-Privileges.pdf

Its confusing we need a expert advice here.

 

[ThriftyPlasticPundit]

just received message from random number on what's app, claiming to be from idfc and can provide wealth.

asking full address but i am not convinced and want to avoid any scam.

If someone wants to try his or her luck, let me know.

i dont know this person so don't blame me if it's fraud.

 

[RajS]

Got IDFC wealth in two hours. Very smooth

 

[Gaara]

Got IDFC wealth in two hours. Very smooth

 

[RajS]

Submitted my application around 1.30 am night. Due to work, i completed vkyc in the evening 6pm. Card got approved and was able to see in the app by 7.30 pm

 

[BUDHRAJ]

Submitted my application around 1.30 am night. Due to work, i completed vkyc in the evening 6pm. Card got approved and was able to see in the app by 7.30 pm

you have idfc account ?

 

[sjmajumder]

Mine upgraded 😂😂

How did you get upgrade?

 

[RajS]

you have idfc account ?

No. New to bank

 

[Nitin13]

Any insight on this?

You get only 4 (Intl. Lounge / Domestic Lounge /Spa) every Quarter. Utilize in any manner you want.

 

[shadow]

You get only 4 (Intl. Lounge / Domestic Lounge /Spa) every Quarter. Utilize in any manner you want.

That's interesting. So you can get either 4 international or 4 domestic or 4 spas

 

[Swastik]

You get only 4 (Intl. Lounge / Domestic Lounge /Spa) every Quarter. Utilize in any manner you want.

So you use dreamfolks card for domestic lounge as well ?

 

[Nitin13]

That's interesting. So you can get either 4 international or 4 domestic or 4 spas

Please see below Screenshot. May be this will help you understand.

 

[shadow]

Please see below Screenshot. May be this will help you understand.

View attachment 47156

Thanks. So it's 4 of everything. They don't make it clear anywhere.

 

[ashb009]

No. New to bank

How much salary did you put? And Existing Card limit?

Also guys, I have 4.5L Apay ICICI. Will that work for Wealth? or can I just put 5L as limit?

 

[RajS]

I put above 1.5L as salary and DCB card for 9L limit. No verification of docs. Just verbal ask of Salary slab like whether my salary is in rage of 1.5L-3L

 

[MOhit __]

Now what are the options that I have here:

1. Should I simply keep the card and start using it? or
2. Should I do not activate the card & let it get cancelled automatically? or
3. Should I use the fact that I was offered Select card without following the due procedure & without my consent, as a leverage to force them to upgrade it to Wealth card ??? (how evil of me 😈 😁)

Guys...what do you say...!!!

No
Yes, reapply after 2 months
No

 

[ashb009]

@_amit_ got any workaround for WFH and address issue? My permanent and current is in different city than office location. Will it be possible to get the card? I have heard there's no physical verification so did you try applying?

 

[_amit_]

I did not initiated the process as agent was not confident and I was not interested in seeing the rejection later.
But I did not confirmed if mentioning self-employed can work. Maybe connect with the agent and confirm, or maybe with the customer support too.

 

[BUDHRAJ]

@_amit_ got any workaround for WFH and address issue? My permanent and current is in different city than office location. Will it be possible to get the card? I have heard there's no physical verification so did you try applying?

depands on your application, if physical verification happens then 100% rejection
if not then no issue

but still you need to put current address and office address in same city otherwise it will be rejected