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IDFC Firstap - The Mini DC

LordVoldemort

TF Select
VIP Lounge
Hi Team,
I'm one of those guys who hate to take the wallet/ Phone everywhere and was looking for a sticker based DC which i can stick to my key chain. Got info on the firstap thing by IDFCFB. Applied and bought it.
Looks great and works great, Stuck to my Keyfob. Only thing is that it is a bit hard to make the shops believe that it is not sorcery.

IMG_20230325_155354.jpg IMG_20230325_155354.jpg IMG_20230325_155454.jpg
 
This card is effectively free + Rs406 extra cashback income.

Only Rs99 onetime charge, no annual fee.

First time new user activation offer/welcome offer minimum Rs1500+ transaction and get 2000+20 reward points.

It means you will get Rs505 benefit. 🤣🤣

That's not all, you will also get Rs100 off per month on mobile recharge/Utility bill payment on Amazon.
After welcome bonus, will there be rewards as per bank account type?? like 25k account type which gives 3x above 50k spends etc.
 
After welcome bonus, will there be rewards as per bank account type?? like 25k account type which gives 3x above 50k spends etc.
Yes and few people told Wealth account get Wealth account rewards using IDFC Firstap RuPay Platinum debit card -

IDFC First Bank Wealth Debit Card-

Online- 0.67%
Offline- 0.50%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

Normal/general saving accounts -

IDFC First Bank Normal Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%
 
Yes and few people told Wealth account get Wealth account rewards using IDFC Firstap RuPay Platinum debit card -

IDFC First Bank Wealth Debit Card-

Online- 0.67%
Offline- 0.50%
10X category- 2.5%
Incremental spends above Rs. 50,000: Online- 2.5%; Offline- 2.5%

Normal/general saving accounts -

IDFC First Bank Normal Debit Card-

Online- 0.33%
Offline- 0.17%
10X category- 1.67%
Incremental spends above Rs. 50,000: Online- 1.67%; Offline- 1.67%
Thanks a lot ji!!
 
I am already having Wealth debit card. Can you think of any benefit by getting this First Tap card for me? I don't need a tap and pay card as I have NFC in phone.

I'm mainly interested in CC bill payment using DC. Like if there is any platform which gives RP for CC bill payment, but people are not using it as it is chargeable for other DC. But this card being Rupay might not incur transaction fees in those apps and get decent rewards. Is there any such niche that I should know about? Otherwise no use for me getting this card
 
I am already having Wealth debit card. Can you think of any benefit by getting this First Tap card for me? I don't need a tap and pay card as I have NFC in phone.

I'm mainly interested in CC bill payment using DC. Like if there is any platform which gives RP for CC bill payment, but people are not using it as it is chargeable for other DC. But this card being Rupay might not incur transaction fees in those apps and get decent rewards. Is there any such niche that I should know about? Otherwise no use for me getting this card
IDFC firstap RuPay DC is also RuPay Platinum Debit Card

You will get 20% upto 100 off per month on mobile recharge/Utility bill payment on Amazon

Also 20% upto 100 off per month on Swiggy


Reward site -

Pay CC bill through phonepe app -

Phonepe app - CC bill pay via Debit card -

MCC 4814, if you get these merchant names - :backhand-index-pointing-down::backhand-index-pointing-down:

PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

RuPay DC transaction is free.

 
IDFC firstap RuPay DC is also RuPay Platinum Debit Card

You will get 20% upto 100 off per month on mobile recharge/Utility bill payment on Amazon

Also 20% upto 100 off per month on Swiggy


Reward site -

Pay CC bill through phonepe app -

Phonepe app - CC bill pay via Debit card -

MCC 4814, if you get these merchant names - :backhand-index-pointing-down::backhand-index-pointing-down:

PHONEPE RECHARGE BANGALORE
WWWPHONEPECOM Gurgaon
phonepe banglore

RuPay DC transaction is free.


Abhishek Dada always first to respond when its RUPAY moment.

This is probably the most underrated card
 
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