IDFC pratham savings account (BSBDA)

[kuchrm]

Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because everything is free like , cheque book , debit card, passbook and everything in both accounts. Except from credit card offers, is there any other difference.

 

[praful47]

Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because everything is free like , cheque book , debit card, passbook and everything in both accounts. Except from credit card offers, is there any other difference.

Pratham account is not bsbda account

 

[kuchrm]

Pratham account is not bsbda account

Yes it is , it's written as Pratham Savings account (BSBDA).

 

[praful47]

Yes it is , it's written as Pratham Savings account (BSBDA).

Bsbda is jan dhan account right ?

 

[kuchrm]

Bsbda is jan dhan account right ?

No they are different schemes

 

[praful47]

No they are different schemes

Ok .. .

 

[ritwik2000]

Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because everything is free like , cheque book , debit card, passbook and everything in both accounts. Except from credit card offers, is there any other difference.

why werent you able to open a icici bsbda account ?

 

[kuchrm]

why werent you able to open a icici bsbda account ?

Not opening. I tried all the complaints portal and not working so I also frustrated from this and doesn't want to waste more time.

 

[ritwik2000]

Not opening. I tried all the complaints portal and not working so I also frustrated from this and doesn't want to waste more time.

which channels did you complain on ?

did you try pgportal by any chance ?

 

[kuchrm]

which channels did you complain on ?

did you try pgportal by any chance ?

RBI ombudsman and icici bank all complaint channels

 

[ritwik2000]

RBI ombudsman and icici bank all complaint channels

damn... so what did the bank replied to rbi's complaint. asking just for curiousity.

 

[kuchrm]

damn... so what did the bank replied to rbi's complaint. asking just for curiousity.

Didn't know the complaint got closed within 2 days by RBI

 

[ritwik2000]

Didn't know the complaint got closed within 2 days by RBI

idfc bsbda can be a good option considering dc limits are way higher than other banks.

else icici looks good to me. once complain on pgportal and check how it goes.

 

[kuchrm]

idfc bsbda can be a good option considering dc limits are way higher than other banks.

Yes their app and Branch service is also very good. And I already have Opened HDFC and Axis regular savings account.

 

[ritwik2000]

Yes their app and Branch service is also very good. And I already have Opened HDFC and Axis regular savings account.

go for it. most probably they wont open it at first but escalation should work not like icici.

 

[hender]

Yes their app and Branch service is also very good. And I already have Opened HDFC and Axis regular savings account.

Which variant in HDFC and Axis - (0mab) ?

 

[kingfino]

how can i apply for that idfc pratham account ?

 

[ritwik2000]

how can i apply for that idfc pratham account ?

connect with nearest branch

 

[kuchrm]

go for it. most probably they wont open it at first but escalation should work not like icici.

I already opened in idfc. They are ready to open the account when I ask to open just casually.

 

[kuchrm]

how can i apply for that idfc pratham account ?

Through branch only