IDFC pratham savings account or BSBDA

[questionasker]

I want to know that idfc Pratham or BSBDA savings account has some limitations on deposits , upi , withdrawal etc or not ? Because I heared somewhere that there are two types of BSBDA. One is BSBDA and another one is BSBDA small.

So please clearify my doubts regarding limitations.

And one more thing I want to know that I have regular savings account in another banks like SBI , HDFC , Axis etc. will it create problem to have other regular savings account with BSBDA one

 

[Mr. BeanMr. Bean is verified member.]

One is BSBDA and another one is BSBDA small

Correct, BSBDA small has more restriction. Please read the RBI guidelines regarding the BSBDA accounts... https://www.rbi.org.in/commonman/English/Scripts/FAQs.aspx?Id=1289

There was a recent discussion on the same topic too.

Thread 'IDFC pratham savings account (BSBDA)'

Thursday at 4:31 PM

Earlier I was trying to open icici BSBDA account but can't open so I open my bsbda account in IDFC which named as Pratham savings account with no limitations. So here I am asking whats the catch between idfc normal savings which requires 10k or 25k MAB and this pratham account. Because everything is free like , cheque book , debit card, passbook and everything in both accounts. Except from credit card offers, is there any other difference.

• kuchrm
• account idfc savings savings account
• Replies: 27
• Forum: Bank Account

•