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Yes Ask ur Branch To UpgradeI have ~15 lakhs in FDs in an IDFC account, can that fetch me a Select/Wealth debit card?
Have you got IDFC Select account now?What are the exact upgrade process steps? I requested my RM for the FIRST SELECT upgrade and he sent me a SMS which I had to click and press "Im Interested" button(Screenshot attached). I did this one week ago but nothing happened.
Do they have to raise Service request or it happens automatically after I give consent through the link?
Yes. It was upgraded to Select.Have you got IDFC Select account now?
are there any offers for you like IDFC select or wealth credit card after upgrading to select account?Yes. It was upgraded to Select.
Move that to account balance. After the Card is issued, you cam move back to FD (minus the MAB amount)I have ~15 lakhs in FDs in an IDFC account, can that fetch me a Select/Wealth debit card?
Is 5 lakh for self . A strict thing or negotiation goesYes Ask ur Branch To Upgrade
Depends On RMIs 5 lakh for self . A strict thing or negotiation goes
Dec end or even better March end.. this is the time when all planets will align for these kind of things 😉 😉Is 5 lakh for self . A strict thing or negotiation goes
Kal milta hu gori mam se phir 😎Dec end or even better March end.. this is the time when all planets will align for these kind of things 😉 😉
This is what some Guru said by looking at horoscopes for all of us !!
NEW A/c kitne me nikal jayega Wealth?Dec end or even better March end.. this is the time when all planets will align for these kind of things 😉 😉
This is what some Guru said by looking at horoscopes for all of us !!
They are saying 5L , if we find the right RM/BM ..NEW A/c kitne me nikal jayega Wealth?
How would you handle TDS on FD interest?I have ~15 lakhs in FDs in an IDFC account, can that fetch me a Select/Wealth debit card?
Does one always needs to maintain 5L & 10L MAB?Move that to account balance. After the Card is issued, you cam move back to FD (minus the MAB amount)
N o oDoes one always needs to maintain 5L & 10L MAB?
For select my branch saidN o o
2L amount is correct, but try negotiating for less than a month. Read along to understand their criteria.For select my branch said
They can do it do it for 3 lakh inital funding
And
Said u have to maintain atleast 2 lakh for 2 month ?
Can i negotiate more or this is like good deal .
For select ( branch opened recently in the town . Even their Ifsc code is not working on cheque so fairly new like 5-6 month old )
Saved for future reference 🙂2L amount is correct, but try negotiating for less than a month. Read along to understand their criteria.
If you are a new customer (no account) to IDFC, then one can get IDFC Select program with 2L to 5L initial deposit. Why this range? Because it varies from city to city and branch to branch. In Bengaluru urban branches, one can get IDFC Select program with 2L, Wealth with 5L initial deposit.
If your branch has agreed for 2L, then after the deposit they wait for your AMB to reflect that amount. It will take time.
Depends on your negotiation and their flexibility. Try negotiating that as soon as (within a month) your AMB starts showing 2L, they will start the upgrade to Select program. Remember that you would need to remind them to initiate the upgrade.
If you are an existing IDFC account holder, then you would need to wait for the AMB to reflect that amount, and then remind them, then they will share the consent link with you.