IDFC Wealth Card - My fairytale!

[chnleo]

I have been trying to get a IDFC wealth card since 2 years. When I applied online then I was shown just select card with 50k first time. After couple of months later it was 1L.🥴 I wanted atleast with 10L limit. 😬

Recently I was going through technofino write ups on idfc card. Went through so many suggestions and experiences of people who tried. Finally decided to take one last hit or miss shot with some suggestions noted.

I applied online as a self employed and mentioned my monthly income as 3L. Also I have a Citibank Platinum CC with 10L limit since 2006. I mentioned the card I hold along with limit. My cibil score is near 790. My application was accepted and online kyc was done just by taking my live photograph and pancard. Within 10 min my application was successful and card was generated with 10L limit!!! Entire process happened in just 25min!😱 I installed idfc app to confirm the card and limit and was dumb stuck!😍

I do not have any relationship with this bank. Not even a savings account! Now I am tempted to have a savings account with them soon! 😀

A big thanks to our forum members for timely advice.

Hope this note helps people who are trying for this card in some way atleast.

 

[sjmajumder]

Okay sure . Close your existing select when it is appropriate and try for wealth directly.
If you have an Amex card it will help to the cause..
Here is my story, if you want to have a look at it…

Post in thread 'Idfc select to wealth card.'
https://www.technofino.in/community/threads/idfc-select-to-wealth-card.15828/post-428590

I do have Amex Gold Charge (no limit) and MRCC (3.5L).

But have others with very high limits - Yes Premia and HDFC Regalia 8L, ICICI Sapphiro 10L, Kotak White 11L, Axis Airtel 15L

 

[SSV]

Relation between IDFC bank andIDFC CCs is like Java and Java script. They sound same but are entirely different entities, which you have experienced as mentioned in your earlier posts. So your closure doesn't have any impact.

Actually it’s good that he closed his sb account now.
After he gets his wealth CC, he may get 0 MAB sb WhatsApp offer. for which you already waiting in the queue… 😉

 

[smuff]

I do have Amex Gold Charge (no limit) and MRCC (3.5L).

But have others with very high limits - Yes Premia and HDFC Regalia 8L, ICICI Sapphiro 10L, Kotak White 11L, Axis Airtel 15L

Regalia should fetch you wealth. Since you already closed your savings acc, close select cc, wait for 2-3 days and then apply using different mobile number. If you have savings acc, you can apply using same mobile number.

 

[prash1161]

Wow congrats on the card?!!
When did u apply?

jitni limit mili h utne ki party chaiye biro