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Gorillaz

TF Select
Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card.

To put this into perspective, this is way lower than most personal loan rates I’ve seen recently. If you’re someone who occasionally carries a balance or needs short-term liquidity, this kind of rate makes a huge difference.

Not sure what triggered this change, but I’m definitely not complaining! Anyone else seeing similar upgrades from IDFC or other banks? Would love to hear your thoughts!

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