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IDFC | What are the reasons Addon Credit Card request gets rejected?

ltf4ever

TF Legend
what are the conditions under which banks can reject addon credit card?

i applied on idfc app for my father, and within a few seconds, they sent me a message that the approval was not provided as internal criteria are not met.

My father is salaried, i submitted his PAN in the app and interestingly, he is also a primary credit card holder of idfc (i had earlier confirmed with them and they said that i can add a primary holder as an addon, so that probably is not the reason).
 
I had IDFC Select with 1.06L limit. IDFC denied LE based on form 16 > 25L. Closed the card.
Now applied for select on my aunts account. She is a homemaker and has around 3L balance in IDFC savings account. IDFC offered select with 3L limit. Tried getting addon for 2-3 family members but IDFC is denying stating the internal policies.
I don't understand what do they want.
 
I had IDFC Select with 1.06L limit. IDFC denied LE based on form 16 > 25L. Closed the card.
Now applied for select on my aunts account. She is a homemaker and has around 3L balance in IDFC savings account. IDFC offered select with 3L limit. Tried getting addon for 2-3 family members but IDFC is denying stating the internal policies.
I don't understand what do they want.
Check here : https://www.technofino.in/community...addon-credit-card-request-gets-rejected.2256/
and https://www.technofino.in/community/threads/idfc-wealth-add-on-card-getting-rejected.3824/
 
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