IDFC WOW Credit Card

[Harshal]

Currently I am using secured onecard with 21000 limit but I want to close it and apply idfc bank WOW credit card and keep fd limit 40000 So that in future I can apply from this card to another card, Can idfc bank offer me secured to unsecured credit card like kotak bank?

Is the service of idfc bank credit good, can I apply for another bank's card through card to card, I need your advice to make this decision.

 

[Rahul92]

Service of IDFC is good.

For card 2 card , banks generally do not consider secured cards. Your statement will mention it as wow card and it may not go well with thar application.

It may certainly help you build your credit score that will help you get unsecured cards in future.

One thing I'm not sure how idfc reports it's wow card in cibil. Since it promises upto 200% limit , it may be reported as unsecured card.in that case , c2c may be possible.

 

[Harshal]

that's great news

 

[Harshal]

Service of IDFC is good.

For card 2 card , banks generally do not consider secured cards. Your statement will mention it as wow card and it may not go well with thar application.

It may certainly help you build your credit score that will help you get unsecured cards in future.

One thing I'm not sure how idfc reports it's wow card in cibil. Since it promises upto 200% limit , it may be reported as unsecured card.in that case , c2c may be possible.

anyone got more than 100% limit

 

[finweb]

Just got this card 10 days ago, my limit is 100%.

 

[thekirang]

I applied idfc wow for close relative. just to give idea of her first credit card. fd amount is 2k only and limit also. Can I increase fd amount to increase limit ?

 

[finweb]

I don't think you can increase FD amount once fixed.

 

[Harshal]

Just got this card 10 days ago, my limit is 100%.

Can you check your cibil report and tell whether you have received a hard inquiry after applying IDFC WOW Credit Card or not because if you talk to customer care He says that there will be an inquiry if you apply wow credit card

 

[Rahul92]

Can you check your cibil report and tell whether you have received a hard inquiry after applying IDFC WOW Credit Card or not because if you talk to customer care He says that there will be an inquiry if you apply wow credit card

No enquiry

 

[xiddy]

How does one apply for IDFC WOW? I click on secured card in the app but it always gives me an error. I called them and they said that you can only get the card offered to you and cannot opt for WOW on your own.

 

[Harshal]

How does one apply for IDFC WOW? I click on secured card in the app but it always gives me an error. I called them and they said that you can only get the card offered to you and cannot opt for WOW on your own.

apply through IDFC website

 

[xiddy]

apply through IDFC website

I did. They only offered me select.