If you do not activate a card, does it get reported in cibil?

[Googix]

When i applied for Magnus, the rep also applied for Select CC eventhough i said i do not want it. And both of them got approved and got delivered and i only activated my Magnus and just left the Select CC as is. Now i got an alert from Cibil that a CC is added. I thought if we do no activate it does not get added in cibil?

 

[amit]

When i applied for Magnus, the rep also applied for Select CC eventhough i said i do not want it. And both of them got approved and got delivered and i only activated my Magnus and just left the Select CC as is. Now i got an alert from Cibil that a CC is added. I thought if we do no activate it does not get added in cibil?

The cibil alert may be for magus, if u not activated Select cc within 30 days it will automatically get cancel.

 

[Googix]

The cibil alert may be for magus, if u not activated Select cc within 30 days it will automatically get cancel.

The thing is magnus is already reported. I have 2 ccs with Axis - Axis Airtel and Magnus. Just now received an alert that another card is added. I can't even find the card in axis netbanking since 30 days have passed already

 

[pprakash11]

When i applied for Magnus, the rep also applied for Select CC eventhough i said i do not want it. And both of them got approved and got delivered and i only activated my Magnus and just left the Select CC as is. Now i got an alert from Cibil that a CC is added. I thought if we do no activate it does not get added in cibil?

How come such agents are there which take 2 applications for the same person same time ? 🤣

 

[Googix]

How come such agents are there which take 2 applications for the same person same time ? 🤣

Not sure, he came and asked fingerprint for application. and after sometime again entered details and asked for fingerprint again, i inquired and he said they could reject magnus so he will apply another card so i can use it. Axis reps are some of the worst, earlier when applying for axis airtel, the rep said some issue with application and has to start again and i saw later i got 2 hits in cibil, i'm guessing he made it like i applied the card from him since airtel later was not sure about card status.

 

[Googix]

And this is the 2nd time i'm dealing with an issue in cibil report. Currently battling with SBI to remove a loan account added in my name i have no idea about.

 

[pprakash11]

Now a days Axis doing 2 cibil hits for a single cc application, its quite normal for axis sh*tty.