Imperia customer struggling for premium hdfc credit cards

[John Wick]

I am an hdfc imperia banking customer. Have account since 2018. Account normal se hi khula tha but bank gave pre offer to imperia. At opening got moneyback card and 6-7 months ago got pre offer upgraded to moneyback+ but it sucks as I want premium card from hdfc. In NetBanking only offers they show me are of loans which I'm not interested in. Bhai card k do na. Is there any chance I can get / apply for DCB, infinia or Regalia/regalia gold but LTF?
Also, any way I get enhanced limit on my moneyback+ so I can use that C2C to apply for other bank premium cards

 

[RupayMan]

Do you guys get call from the home branch frequently about imperia service call? Pitching FD and others deposit?

 

[Sreekant]

I just called and checked, you are right @sharpened .
They have revoked the offer now.
Thanks for pointing that.

 

[John Wick]

There will be Cibil hit for LE

Okay thanks for sharing

 

[John Wick]

It

I'm guessing the Regalia card is not LTF?

It would be awesome if anyhow we can get it LTF

 

[John Wick]

Floor limit for regalia is 3L, DCB is 5L.
You can get both limit enhancement & card upgrade in the same request by ticking “Upgrade with limit increase” option.
No charges.
Yes there will be CIBIL hit.

Okay thanks for sharing, have mailed them a long emo email.. will update here once they reply.

 

[John Wick]

No harm trying, your limit is very close to 5L, so may get approved.

Okay thanks for sharing, have mailed them a long emo email.. will update here once they reply.

 

[Dragon_slayer]

Unfortunately, Imperia is useless. I closed my account a few months back.

 

[RupayMan]

Unfortunately, Imperia is useless. I closed my account a few months back.

What is the alternative account you opted?

 

[John Wick]

What is the alternative account you opted?

+1

 

[thunderbolt]

I’m not maintaining imperia required balance from 3 months, not yet downgraded.
Since my branch is in tier 3 city i got a free locker.

 

[John Wick]

Unfortunately, Imperia is useless. I closed my account a few months back.

Exactly no special benefits na koi card dete h bilkul bkr RM only calls to sell products and not of actual help at all..

 

[John Wick]

Got this reply, what it means will they consider my request or just fooling me:

This is with reference to your e-mail regarding Card upgrade and limit increase.

We assure you that the e-mail raised by you at the Escalation Desk is being looked at with top priority, and the bank shall take the utmost efforts to ensure an early resolution.

We are looking into the same and will revert to you on or before April 17,2023.

We appreciate your cooperation and patience in the interim.

Assuring you of our best services.

Warm Regards,
Customer Service Officer.
Email Care Team.
HDFC Bank Ltd.

 

[RupayMan]

Got this reply, what it means will they consider my request or just fooling me:

This is with reference to your e-mail regarding Card upgrade and limit increase.

We assure you that the e-mail raised by you at the Escalation Desk is being looked at with top priority, and the bank shall take the utmost efforts to ensure an early resolution.

We are looking into the same and will revert to you on or before April 17,2023.

We appreciate your cooperation and patience in the interim.

Assuring you of our best services.

Warm Regards,
Customer Service Officer.
Email Care Team.
HDFC Bank Ltd.

This is just a formal response for escalation email..

 

[Dragon_slayer]

What is the alternative account you opted?

Burgundy

 

[anirbanm]

I am an hdfc imperia banking customer. Have account since 2018. Account normal se hi khula tha but bank gave pre offer to imperia. At opening got moneyback card and 6-7 months ago got pre offer upgraded to moneyback+ but it sucks as I want premium card from hdfc. In NetBanking only offers they show me are of loans which I'm not interested in. Bhai card k do na. Is there any chance I can get / apply for DCB, infinia or Regalia/regalia gold but LTF?
Also, any way I get enhanced limit on my moneyback+ so I can use that C2C to apply for other bank premium cards

HDFC doesn't care much about TRV

 

[basant]

Burgundy

but axis downgrade very fast

 

[suhailmz]

spend 5 lakhs within 7 months & called hdfc customer care & got my Regalia converted to LTF. Post that, got the regalia card upgraded to DCB FYF with ease. CL was 7 lakh & it was not increased with the card upgrade.

 

[Wealth is my birth right!]

spend 5 lakhs within 7 months & called hdfc customer care & got my Regalia converted to LTF. Post that, got the regalia card upgraded to DCB FYF with ease. CL was 7 lakh & it was not increased with the card upgrade.

DCB no ltf option?
I have regalia with 3lac ltf

 

[John Wick]

Burgundy

What's the min amount criteria. And what benefits you are getting in burgundy from your personal experience

 

[John Wick]

HDFC doesn't care much about TRV

That's what I'm realising..sad