Pls sign the petition whoever wishes so
Applied standard chartered and got rejected. They kept saying internal criteria for 2-3 weeks.Add Standard chartered and federal bank
RBI should close the complaint only after validation from both the parties involved. But, most of the times decisions are made in favour of the bank.Applied standard chartered and got rejected. They kept saying internal criteria for 2-3 weeks.
Raised complaint to RBI Ombudsman. They replied saying I have "thin cibil score", whatever that means. And guess what, my cibil is close to 780 and there is no cibil enquiry by sc at all😅.
And obviously, RBI will consider this a valid reason and close my case under non-appealable clause without even asking feedback from me.
Yeah , but that is bound to happen , banks have a full legal/audit team on board , they can manipulate facts and figures as per their need and RBI will definitely follow that wrt to us being a naive in banking terminologies and other legal things .RBI should close the complaint only after validation from both the parties involved. But, most of the times decisions are made in favour of the bank.
I don't even think a lawyer will have enough time to deal with such issues unless it is something big. The purpose of BO is to empower customers to get their complaints against the bank resolved. If BO can not solve the sole purpose of its existence, then BO needs to look at its shortcomings.Yeah , but that is bound to happen , banks have a full legal/audit team on board , they can manipulate facts and figures as per their need and RBI will definitely follow that wrt to us being a naive in banking terminologies and other legal things .
I think if a ombudsman complaint is filed with the help of a lawyer may be with his drafting skills a better resolution can be expected