Increase limit of new SBI Cashback Card

[ChequeMate]

Applied for SBI Cashback CC on 29th August, it got approved on 3rd September and currently dispatched (not in hand yet). But they only gave a very low limit of 16k.

I already have a SBI Simplysave CC with 50k limit which is not used at all(most transactions done via my ICICI Amazon Pay CC), so can the limit of this card be transferred to the Cashback card?

 

[Ekavya]

Except for SBI CB, I see all other cards getting auto LE from SBI. Using the card for almost 16 months, but never got auto LE. My average bill on the card is 25K a month and it is my primary card for all online expenses. Never missed a payment and already have SB relationship with them since 2016.

Is it official?

 

[Ekavya]

Today got limit transferred from IRCTC to SBI Cashback card. More details: -

Thread 'Smoothest Limit Transfer - SBI IRCTC to Cashback card'

Dec 20, 2024

Today randomly called SBI customer care just to check if credit limit can be transferred from SBI IRCTC card to Cashback card since limit increase was not happening on Cashback card after multiple requests in last 1 year. And to the surprise executive checked & transferred the limit right away over the call.

I just feel why wasted so much efforts in manual limit enhancement requests over the past one year. 🙂

• Rishabh
• cashback cashback card irctc limit sbi
• Replies: 3
• Forum: SBI Cards

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I don't have any other SBI Credit card. So I have to apply for another SBI Credit card hoping to get higher limit and then transfer the limit onto the SBI Cashback Credit card?

 

[cardy]

Bro don't say it's low limit, sbi ko bura lg jaega, will decrease ur limit further to 8k

Kya baat kar rahe ho! 😆🤣😆

 

[2025]

I don't have any other SBI Credit card. So I have to apply for another SBI Credit card hoping to get higher limit and then transfer the limit onto the SBI Cashback Credit card?

This is possibly the easiest way to increase limit in SBI more so for cashback card.

 

[Anindya98]

Is it official?

Just my observation from other SBI CB users. Most of the users transferred other SBI card limits to SBI CB like @Rishabh

I don't have any other SBI Credit card. So I have to apply for another SBI Credit card hoping to get higher limit and then transfer the limit onto the SBI Cashback Credit card?

Another issue will be to get another SBI CC after getting SBI CB. They will state the reason "Over leverage" and reject your application then again you have to send an email to SBI Cards with Income Docs they will approve the application from the back end.

 

[Anindya98]

This is possibly the easiest way to increase limit in SBI more so for cashback card.

Currently, the only way.

 

[Ekavya]

Just my observation from other SBI CB users. Most of the users transferred other SBI card limits to SBI CB like @Rishabh

Another issue will be to get another SBI CC after getting SBI CB. They will state the reason "Over leverage" and reject your application then again you have to send an email to SBI Cards with Income Docs they will approve the application from the back end.

So! Basically I am stuck with 50k for now!

 

[Anindya98]

So! Basically I am stuck with 50k for now!

I am also in the same boat don't worry consider ourselves as the fortunate ones who at least got the card with a decent 50K limit.

 

[Rishabh]

I don't have any other SBI Credit card. So I have to apply for another SBI Credit card hoping to get higher limit and then transfer the limit onto the SBI Cashback Credit card?

Quicker option then waiting for limit enhancement for Cashback card. Also check under Benefits app for your cashback card if is there any offer for pre-approved Additional Card.

I am getting the offer on CB card since last 3-4 months to avail 3rd card along with existing IRCTC & CB card. Card offered are SBI Simply Pay & SBI BPCL card.

 

[Anindya98]

I am getting the offer on CB card since last 3-4 months to avail 3rd card along with existing IRCTC & CB card. Card offered are SBI Simply Pay & SBI BPCL card.

That will be on a split basis with your SBI CB/IRCTC card.

 

[Rishabh]

That will be on a split basis with your SBI CB/IRCTC card.

That I didn't tried or checked !!

 

[Ekavya]

My SBI CB limit is also 50K. Which is more than sufficient maximum I have used is 40K in a month. More than 50K purchases are covered with Apay and FK Axis. And now SBI is not issuing me the 2nd Card saying over leverage. Not even SS or SC.

Bro! I am offered SimlySavs and BPLC in all Networks (Rupay is FYF). These are all pre approved. Have you got any?

 

[Anindya98]

Bro! I am offered SimlySavs and BPLC in all Networks (Rupay is FYF). These are all pre approved. Have you got any?

Yes, but not taking it don't want to split the limit of SBI CB. I am happy with the 50K limit.