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Indian Bank Credit Card Application

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Walter White

Walter White

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Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?
 
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pradeepG said:
arey, credit card ki enquiree bhi business loan ki category me daalenge... jisse aapko other banks ke card lene me dikkat hogi, jaise federal bank agar last 6 months me koi term loan ya card issue karwaya ho to us cases me strict hai... aur yeh business loan is a type of term loan, and i have been rejected by federal 3 times. due to them, and they will put other information in cibil as whatever they want, they changed my employement type in cibil and put in wrong income information... even complaining on RBI ombudsman for 5-6 months there will be no resolution... they dont even reply to your emails... they only have a complaint form, in which you cannot fill your email id if it has an underscore(_) in it, as it is considered as special character in their form backend... virtualy blocking you to submit a complaint... their apps never work, 50% of times their app server doesnt respond... baba aadam ke jamane ka interface hai net banking ka jaise 11th class ke bacche html pe experiment karke banate hai apne classes me...
Click to expand...
Mene jab firts time feb-2024 me apply kiya tha to inhone reject kardiya the mene cibil cheq kiya to usme bussiness loan ke inquiry aayi thi but mene ab 13 oct ko apply kiya to inquiry credit card ki aayi he ab aap ye bateye ki cibil me inhone credit account show kar rakha he ya loan account ?
 
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Boy 07 said:
Mene jab firts time feb-2024 me apply kiya tha to inhone reject kardiya the mene cibil cheq kiya to usme bussiness loan ke inquiry aayi thi but mene ab 13 oct ko apply kiya to inquiry credit card ki aayi he ab aap ye bateye ki cibil me inhone credit account show kar rakha he ya loan account ?
Click to expand...
account to credit card hi show karenge but enquire business loan ki daalenge cibil me... abhi meri rbi ombudsman me inki complaint chal rahi hai to enquiree hata li hai... aagr ab credit card ki hi aa rahi hai to shayad inhone change/update karli ho as meri to 7-8 months pehle ki hai...
 
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pradeepG said:
account to credit card hi show karenge but enquire business loan ki daalenge cibil me... abhi meri rbi ombudsman me inki complaint chal rahi hai to enquiree hata li hai... aagr ab credit card ki hi aa rahi hai to shayad inhone change/update karli ho as meri to 7-8 months pehle ki hai...
Click to expand...
mene aaj hi check kiya he apna cibil enquiry Credit card ki hui he or feb-2024 tak loan ki thi .
 
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Harry1 said:
Has anyone got Indian Bank add on credit card? If yes, what is the process? And is there any joining/annual fee for the same?
Click to expand...
Yes. Go to branch with filled add-on card application form(Available online), KYC Docs of Add-On Card holder.
By default they will send the cards to that branch itself, you will have to go and collect the cards.
Moreover, some branches (like mine) - They gave the add-on cards to me while @noobdipesh suffered issues like his branch didn't give the add-on cards to him and were demanding add-on cardholders to be present in the branch for card collection.

JF= NIL
AF= NIL
 
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pprakash11 said:
Yes. Go to branch with filled add-on card application form(Available online), KYC Docs of Add-On Card holder.
By default they will send the cards to that branch itself, you will have to go and collect the cards.
Moreover, some branches (like mine) - They gave the add-on cards to me while @noobdipesh suffered issues like his branch didn't give the add-on cards to him and were demanding add-on cardholders to be present in the branch for card collection.

JF= NIL
AF= NIL
Click to expand...
Any branch will do? Or need to go to savings account branch only?

Does add on card holder require savings account?

Kyc documents mean both pan and aadhar, or just pan is enough?

Are rupay select offers applicable to add on cards too?
 
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Upvote 0 Downvote
pprakash11 said:
Yes. Go to branch with filled add-on card application form(Available online), KYC Docs of Add-On Card holder.
By default they will send the cards to that branch itself, you will have to go and collect the cards.
Moreover, some branches (like mine) - They gave the add-on cards to me while @noobdipesh suffered issues like his branch didn't give the add-on cards to him and were demanding add-on cardholders to be present in the branch for card collection.

JF= NIL
AF= NIL
Click to expand...
benefits are shared or extra ?
 
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