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INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

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Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.
indie.indusind.com indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.
indie.indusind.com indie.indusind.com

A few screen shots...of INDIE App after account opening

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cardio_guy said:
What is the difference between indie and indus exclusive? Are they two separate bank accounts? Any similar comparison to relate with any other banks (to understand)?
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Indie can only be opened online, not at the branch, it is a Neobank from IndusInd, sort of like Kotak 811 is from Kotak although not exactly the same. Indie has had the benefit, so far, of reward points (gems) not being credited on time, having to fight for them, an ultra super-slow app even crappier than IndusMobile, no netbanking at all, random downtimes, and a customer care that is somehow worse than IndusInd's 🤣🤣🤣

Indie's email address also has a spam filter that treats emails sent by customers as spam and doesn't let it reach them. Indie debit card BIN also doesn't work as some places. In short, it's a half-baked product still under construction more than a year later and after making fun of other banks' "meaningless reward programs", it's already getting de-valued despite maintaining 50K in their highest tier a/c. 🤭

Oh and any FDs you make in Indie are also not counted in your IndusInd Bank TRV/NRV if you're thinking Grande/Pioneer etc. Another idiotic policy from SundasBank
 
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Strange said:
I am getting this error "Sorry!! Feature is currently not available for you" while registering.
Click to expand...
Same for everyone as of now with Indie+another IndusInd account. User ID not found, Registered CIF not found and cannot register because "Sorry!! Feature is currently not available for you". Maybe they are only testing it internally for bank employees for those users
 
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anonymuos said:
Same for everyone as of now. User ID not found, Registered CIF not found and cannot register because "Sorry!! Feature is currently not available for you". Maybe they are only testing it internally still for bank employees
Click to expand...
I think it's working for customers who have only an Indie account, but it's not working for customers who have both a regular IndusInd account and an Indie account.
@rimtesh can you confirm?
 
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