INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[doraemon]

Also there is a huge issue with my select account. Branch is unable to update my signature. So, can't have cheq book.

Indie chequebooks are available on app
Just place an order for that
Initially I was also getting error "signature not updated"
Later I called rm and she placed the order

And chequebook rec'd on 3rd day

 

[Anil_Singh]

Mujhe to ab doubt hone laga hai bhai
Kahi ye log aapka account megasitar PE karke bhul to nahi gaye downgrade mechanism ka button on karne ka

Na. Maine 1L ki FD ki thi. Debit freeze news bahot aarahe the us samay. Dar ke mare maine 15 din baad hi tod di thi aur paisa HDFC me move karliya tha. Shayad us FD ke karan is quarter mera megastar hai.

 

[doraemon]

Na. Maine 1L ki FD ki thi. Debit freeze news bahot aarahe the us samay. Dar ke mare maine 15 din baad hi tod di thi aur paisa HDFC me move karliya tha. Shayad us FD ke karan is quarter mera megastar hai.

Haan yahi hoga then

Suggest a good bank for 5 lac fd for my mother
She is 50 now

 

[SSV]

Haan yahi hoga then

Suggest a good bank for 5 lac fd for my mother
She is 50 now

There is no GOOD bank in India, per say..
It all depends on how we look at it and what we are looking for in a Bank (account)...

 

[Anil_Singh]

I think you have some massive badluck with your select from the beginning..

How did you open your Select?
from branch / online?

Not online, not offline. Backend team one fine day created my account when I raised complaint in X that I am unable to open account online and offline branch is asking 1L IP.

What I want to do is, close this select account and again open select account offline (feeding IP) and link credit card for 0 MAB. Dunno if this will work.

 

[doraemon]

There is no GOOD bank in India, per say..
It all depnd on how we look at it and what we are looking for ...

Need a bank offering highest rate of intrest

 

[SSV]

Need a bank offering highest rate of intrest

some Small finance Banks or RBL ..

 

[Anil_Singh]

Indie chequebooks are available on app
Just place an order for that
Initially I was also getting error "signature not updated"
Later I called rm and she placed the order

And chequebook rec'd on 3rd day

I am also getting same error. Will call RM tomorrow and see if this is possible.

 

[SSV]

Not online, not offline. Backend team one fine day created my account when I raised complaint in X that I am unable to open account online and offline branch is asking 1L IP.

What I want to do is, close this select account and again open select account offline (feeding IP) and link credit card for 0 MAB. Dunno if this will work.

This whole thing is f*cked up...
GOD bless you ... you really need luck... considering the technology that IndusInd is running on...

Thats why I prefer them to move everything away from legacy and start mainstreaming the Indie..
I think they are going in that direction... It will take a few years to sort out all this mess by IndusInd

 

[Anil_Singh]

Haan yahi hoga then

Suggest a good bank for 5 lac fd for my mother
She is 50 now

RBL or AU SFB..

 

[doraemon]

RBL or AU SFB..

Au pe max 8% dere hai
For 18 months.
I already having 15 lacs fd with them in total
Rbl will see

Actually I was of opinion ki fd bhi ho Jaye aur fd cc bhi mil Jaye rupay wlaw

 

[SSV]

Au pe max 8% dere hai
For 18 months.
I already having 15 lacs fd with them in total
Rbl will see

Actually I was of opinion ki fd bhi ho Jaye aur fd cc bhi mil Jaye rupay wlaw

RBL FD interest rates

 

[doraemon]

RBL FD rates

View attachment 54721

Thanks sir. .

 

[SSV]

Thanks sir. .

They reduced a bit..
I booked FD @8.10% a few months ago..

 

[Sriim]

Is it possible to maintain this Indie A/C as 0 MAB?

 

[SSV]

Is it possible to maintain this Indie A/C as 0 MAB?

Yes, provided you have 2L FD
or you dont want any tier benefits

 

[Vasuki]

Should be getting 250 bucks !!


@SSV sir, INDIE claiming to provide decent gems for small amount CC bill payments but problem is there is no wat to track gems credited/awarded against what.

Bucks ? 💵
Milye humre do-nald triumph

 

[Shin-Chan]

Bucks ? 💵
Milye humre do-nald triumph

kyu maza leta hai bhaya 😬

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Yes, provided you have 2L FD
or you dont want any tier benefits

What do you mean by tier benefits? I see in website that even signature DC as a tier benefit.

 

[Anil_Singh]

What do you mean by tier benefits? I see in website that even signature DC as a tier benefit.

500 gems per month for bill payments.. 3% gems for selected brands etc.. 1gem=Rs.1