INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[Fini7777]

your previous FDs are shown in Indie app?
How did you open them and when?

Yes
I opened them 2 yrs ago using their indusMobile App and Net banking

 

[yusuf646]

Do you have any IndusInd account already?

No. I don't.

 

[SSV]

No. I don't.

I strongly recommend , first open a normal account first and then open Indie..

Not directly Indie..
as Indie is a digital SB account, it will have more attenion/ surveillance / restrictions..

But once you open a normal account get it operated and then you become a normal fully KYCed customer and after that Indie will just plug into your existing fully KYCed profile...
Easy..

All those complaints are mostly from direct Indie customers

 

[Fini7777]

I think this issue is with the NTB customers
I've Indusind Digi-start ac(4 yrs old) and recently opened INDIE as of now No issues faced reg.. Debit Freeze

 

[SSV]

Yes
I opened them 2 yrs ago using their indusMobile App and Net banking

okay .. let me think about it on this.

 

[funatlearn]

Yes sir LTF for MegaStar.

The interesting thing is what will happen once a MegaStar customer is downgraded and again upgraded Q-o-Q basis will they charge them 3 months charges or complete charges

Exactly for this, I have not applied for physical dc.

 

[yusuf646]

I strongly recommend , first open a normal account first and then open Indie..

Not directly Indie..
as Indie is a digital SB account, it will have more attenion/ surveillance / restrictions..

But once you open a normal account get it operated and then you become a normal fully KYCed customer and after that Indie will just plug into your existing fully KYCed profile...
Easy..

All those complaints are mostly from direct Indie customers

Okay, got it. By the way, why are these two reviews exactly the same? Are people getting paid to leave 1-star reviews?

Lagta hai HDFC & Axis paise dekar rating gira rahe hai😂

 

[SSV]

Yes
I opened them 2 yrs ago using their indusMobile App and Net banking

Guys,
FAQ about this account:

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

 

[SSV]

Okay, got it. By the way, why are these two reviews exactly the same? Are people getting paid to leave 1-star reviews?

Lagta hai HDFC paise dekar rating gira raha hai😂
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Yes.. DOnt go by online reviews.. At least half of them would be fake..

Rely on forums like these to get real opinion from real people..

 

[Trust Me]

Its quarterly MAB which they consider.

How is "quarterly MAB" defined ?!
.

 

[SSV]

How is "quarterly MAB" defined ?!
.

He was referring to AQB : Average Quartley balance ...

In his mind MAB = Averagae balance....

I know that you already know this. 🙂

 

[yusuf646]

How is "quarterly MAB" defined ?!
.

Lafzo pe mat jaao. Feelings ko samjho.

 

[yusuf646]

Yes.. DOnt go by online reviews.. At least half of them would be fake..

Rely on forums like these to get real opinion from real people..

The main problem with these digital accounts is that whenever you visit a branch, they'll say they don't have any connection with this account.

Applicable to Kotak 811, Fi, Jupiter, INDIE
Don't know about others.

 

[Trust Me]

I know that you already know this. 🙂

It sounded funny, so .... 🙂

Sorry!
.

 

[SSV]

It sounded funny, so .... 🙂

Sorry!
.

It is loosely used word... there quite a few that are used like that in India...
Best example : Xerox for photocopier ...

 

[SSV]

The main problem with these digital accounts is that whenever you visit a branch, they'll say they don't have any connection with this account.

Applicable to Kotak 811, Fi, Jupiter, INDIE
Don't know about others.

That is why , I didn't open any digital SB account until now...

INDIE is my first ever digital SB account..
and the reason being, all the regular accounts will be moved to INDIE in a year or two..

So, I did a preemptive strike ...

 

[Anil_Singh]

Guys,
FAQ about this account:

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

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Yeah.. most of our friends accounts here has been downgraded to star tier.. my account will also get downgraded to star tier if I don't maintain the req balance.. I already keep my money in my IndusInd select account.. more than 3L is parked there but still getting emails to add funds and maintain bal in INDIE..

 

[Trust Me]

Best example : Xerox for photocopier ...

"Make in India, Made in India": Dalda. 🙂
.

 

[KGSIPO]

The big problem with Indie is it's app only account and there is no netbanking for indie account.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Guys,
FAQ about this account:

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

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So according to this, once I get visa signature debit card, I can make it 0 MAB and get downgraded. But I won’t be charged any non maintenance fee and also I won’t lose the benefits too?