Indulging with Indus Exclusively :) :D

[anirban.choudhuryanirban.choudhury is verified member.]

Good Day Everyone,

This post is about my journey with IndusInd , this will be a little different post than the ICICI one as I will not be discussing about the fees plan associated with my card instead this post will mostly be related to my journey with IndusInd. So back in Oct 2022 , I applied for IndusInd Legend card through their online channel and was approved with a limit of 9 lakhs , however when I received my card the limit given was 5 lakhs , within 20 days of using my card I received a message that my card limit has been enhanced to 9 lakhs . Fast forward March 2023, I took an upgrade from Legend to Indulge credit card. Post that I came to know as per the SOB of exclusive savings account , one can maintain an exclusive account with 0 fund if an Indulge/Pinnacle credit card can be linked to account as surrogate . Till this time I had no banking relation with IndusInd , so I had to 2 options either open a basic 0 MAB account with IndusInd online and then get that upgraded to Exclusive account from branch or to directly open a Exclusive account online
I am not a fan of HNI banking and also as per principle I never open a account with huge IP just for credit card . So point 1 seems more feasible to me , I went ahead and opened a 0 MAB account online and got a virtual DC and a physical Titanium DC charged 249 Rs. Post completing my VKYC , I visited IndusInd branch and submitted the upgrade form to upgrade my account to Exclusive , the upgrade was processed in 7 days as 3 days were taken for approval as my account didn’t had the minimal balance required for Exclusive account . Post the upgrade I received my welcome kit which had a visa signature DC , also just when my account got upgraded I raised a request through phone banking to give a MC Exclusive DC as well , so I received both my Visa and MC DC .
P.S - I also tried to get Pioneer World Heritage Credit Card but that request was denied as I don’t have any Pioneer relation with Indus Ind
IndusInd gives 5 add-on cards so I took all 5 for my family members, Indulge add-on also gets unlimited lounge access through PP
Below is a picture of my current portfolio with IndusInd

Cheers

 

[smuff]

What other premium/super premium cards (may be LTF) we can get based on c2c basis if we have Indulge card with 12 lakhs limit ?

 

[harsha1]

How to get addon cards for family members? What form we need to submit? Which documents we need to give for getting these addon debit cards?

Also can we get addon cards on different networks, like if primary card is VISA then addon card on MC or RUPAY variants?

 

[Optimiser007]

Good Day Everyone,

This post is about my journey with IndusInd , this will be a little different post than the ICICI one as I will not be discussing about the fees plan associated with my card instead this post will mostly be related to my journey with IndusInd. So back in Oct 2022 , I applied for IndusInd Legend card through their online channel and was approved with a limit of 9 lakhs , however when I received my card the limit given was 5 lakhs , within 20 days of using my card I received a message that my card limit has been enhanced to 9 lakhs . Fast forward March 2023, I took an upgrade from Legend to Indulge credit card. Post that I came to know as per the SOB of exclusive savings account , one can maintain an exclusive account with 0 fund if an Indulge/Pinnacle credit card can be linked to account as surrogate . Till this time I had no banking relation with IndusInd , so I had to 2 options either open a basic 0 MAB account with IndusInd online and then get that upgraded to Exclusive account from branch or to directly open a Exclusive account online
I am not a fan of HNI banking and also as per principle I never open a account with huge IP just for credit card . So point 1 seems more feasible to me , I went ahead and opened a 0 MAB account online and got a virtual DC and a physical Titanium DC charged 249 Rs. Post completing my VKYC , I visited IndusInd branch and submitted the upgrade form to upgrade my account to Exclusive , the upgrade was processed in 7 days as 3 days were taken for approval as my account didn’t had the minimal balance required for Exclusive account . Post the upgrade I received my welcome kit which had a visa signature DC , also just when my account got upgraded I raised a request through phone banking to give a MC Exclusive DC as well , so I received both my Visa and MC DC .
P.S - I also tried to get Pioneer World Heritage Credit Card but that request was denied as I don’t have any Pioneer relation with Indus Ind
IndusInd gives 5 add-on cards so I took all 5 for my family members, Indulge add-on also gets unlimited lounge access through PP
Below is a picture of my current portfolio with IndusInd

Cheers

Isn't opening an exclusive salary account more simpler way to get their signature and world debit card

 

[helloworld]

What other premium/super premium cards (may be LTF) we can get based on c2c basis if we have Indulge card with 12 lakhs limit ?

none, thats not how LTF cards works with Indus cards and btw Indulge is premium card by design only.

How to get addon cards for family members? What form we need to submit? Which documents we need to give for getting these addon debit cards?

Also can we get addon cards on different networks, like if primary card is VISA then addon card on MC or RUPAY variants?

add-on form available in Indus website (do search for latest), best option check with RM or nearby branch and process it. KYC documents required.

No, whatever primary card network same applies add-on.

Isn't opening an exclusive salary account more simpler way to get their signature and world debit card

ask them world (if you really need), if they close visa signature, open app and apply additional card 'visa signature' available. No nonsense process and everyone ego satisfies.

 

[Optimiser007]

none, thats not how LTF cards works with Indus cards and btw Indulge is premium card by design only.



add-on form available in Indus website (do search for latest), best option check with RM or nearby branch and process it. KYC documents required.

No, whatever primary card network same applies add-on.


ask them world (if you really need), if they close visa signature, open app and apply additional card 'visa signature' available. No nonsense process and everyone ego satisfies.

Hi, thanks for ur response..is there any post that talks about world MC vs signature visa dc

 

[helloworld]

Hi, thanks for ur response..is there any post that talks about world MC vs signature visa dc

there is nothing to talk, both are same except network. no changes

 

[BVCBVC is verified member.]

How to get addon cards for family members? What form we need to submit? Which documents we need to give for getting these addon debit cards?

Also can we get addon cards on different networks, like if primary card is VISA then addon card on MC or RUPAY variants?

https://pay.indusind.com/addon/#/login

Use this link and proceed on, you’ll get add on card delivered in 5-7 days. It’s very simple process, no need to fill in the add on form from branch.

 

[smuff]

Is easydiner offer applicable to add on card as well?