Indus delight zero saving account

[chandra.prakash]

Please share experiences about Indus delight zero balance savings account. Is it good to open.

 

[COSMOCRAT]

I'm trying to decide between two accounts for pre-approved offers, Indus Delite and Indus DigiStart. Indus DigiStart asks for an initial deposit of 20,000 with debit card fees of 250, while Indus Delite only requires 10,000 as an initial deposit with debit card charges of 500.

Delite is classified as a special savings account, and DigiStart is a regular savings account.

I'd really appreciate your help in deciding Which account is more suitable for receiving a pre-approved credit card offer: Indus Delite or Indus DigiStart?
Thanks!

While applying online, after reaching account selection screen they won't give digistart option. Either delight or max something account only.

 

[raghu.rokda]

Can anyone confirm which IndusInd account variant is this ?

 

[raghu.rokda]

Once try this link using your registered mobile number, savings A/C option and captcha..

If you are able to get VKYC OTP, then your account exists.

Try here: https://myaccount.indusind.com/videokyc/Optional.aspx

What does this means?
I even didn’t complete vkyc

 

[raghu.rokda]

Its got lied marked..
I paid it later..

Now I think should have open the digi save account...

Btw if you don't know you get two dc with this account..

After How many days from account opening,
590 deducted

 

[raghu.rokda]

Ok wait for indus seniors for update bro

BTW Did u do 10590 intitial funding?
Did they deduct Debit card fees on account opening day only?
Any issues u faced in funds adding and transferring 10k fund?

1) Now 1590 initial funding works for delite acc
2) Not deduct dc fees on account opening day
3) I immediately transferred my 1590 after account activation

 

[AritraSaha]

After How many days from account opening,
590 deducted

Within a week.

 

[Tejo]

Within a week.

I opened digi start.

It has been 13 months, not charged dc joining and dc annual fee

 

[Rahul Gupta]

Guys which dc is being issued with indus zero mab digital account?

 

[ashwinkashwink is verified member.]

Guys which dc is being issued with indus zero mab digital account?

Titanium Delights Debit Card
But you can request other cards as well 😉

 

[COSMOCRAT]

Can anyone confirm which IndusInd account variant is this ?View attachment 30627

Zero balance, initial funding of 10k plus dc charge

 

[Chaitanya-a]

Zero balance, initial funding of 10k plus dc charge

However Debit card charge is too much to be called zero balance account. ₹590 per annum. That too for useless Debit card.

 

[COSMOCRAT]

However Debit card charge is too much to be called zero balance account. ₹590 per annum. That too for useless Debit card.

Yup and at the end after filling entire form they show a message in small font that VKYC will only be valid for 12 months, I need to visit branch to complete full KYC. I noped out and opened account in AU instead.

 

[raghu.rokda]

I opened digi start.

It has been 13 months, not charged dc joining and dc annual fee

Which debit card you have ?

 

[theda]

Has anyone ever redeemed cashback point in delite account? Seems like they only give half the value of point while they clearly mentioned on the website 1 point = 1 Re

 

[sarainfo12]

Has anyone ever redeemed cashback point in delite account? Seems like they only give half the value of point while they clearly mentioned on the website 1 point = 1 Re

Me too received half of the amount .
Complained on twitter

 

[skap9731]

Me too received half of the amount .
Complained on twitter

you get .35 paisa for each point, and minimum redemption amount is 500 points.
where is it mentioned that 1ponit=1rupee?

 

[sarainfo12]

you get .35 paisa for each point, and minimum redemption amount is 500 points.
where is it mentioned that 1ponit=1rupee?

No 1:

Terms & Conditions: Indus Rewards Program - IndusInd Bank

Find the Indus Rewards Program for individual savings account holders at IndusInd Bank. Terms & conditions are applicable to accrual & redemption of reward points. Read more.

www.indusind.com

You can check Titanium delights column.

No 2:

Delights Debit Card with Delightful Deals and Discounts - IndusInd Bank

Maximise savings with IndusInd Bank's Delights Debit Card —enjoy 5% cashback on fuel, and discounts on dining, and entertainment, plus exclusive offers on movie tickets and food delivery.

www.indusind.com

In both pages it's clearly mentioned 1rp = 1rupees .

Hope this helps .

 

[sarainfo12]

However Debit card charge is too much to be called zero balance account. ₹590 per annum. That too for useless Debit card.

I don't think so if they provide the cashback properly as mentioned.
5% back on fuel and restaurants made me to use this card as primary for those 2 categories .

 

[drdadasaheb]

What does this means?
I even didn’t complete vkycView attachment 30628

I am also facing same issue. But I think this issue is due to Paytm Payment Bank FD account. If you have done FD on Paytm your ckyc is already attached with your PAN.
Aadhaar is already linked to account.

 

[skap9731]

I don't think so if they provide the cashback properly as mentioned.
5% back on fuel and restaurants made me to use this card as primary for those 2 categories .

so you're holding delights debit card?
or platinum plus, the one that comes with delite account by default?
i'm very sure that the platinum plus debit card that comes by default with delite account , gives reward points worth 35 paisa each.