• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

Apply For Lifetime Free IDFC First Credit Card
Anindya98

Anindya98

TF Legend
VIP Lounge
IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:

1734469540034.webp
My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo
 

Attachments

Last edited:
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Fini7777 said:
Guys, I'm planning to break up with IndusInd soon.
I'm considering moving my banking relationship to another bank.
However, I might upgrade/open a Pioneer Banking account with IndusInd if they offer me the Pioneer Heritage Metal Credit Card
Should I negotiate with the branch for this before moving? Any chance of getting approval?
Click to expand...
Yes, give it a last chance before closing it. You should have done it by March 1st- 2nd Week.
Fini7777 said:
Should I just close all accounts without any expectations and move on with my decision?
Currently, I don't have any Indus CC (Closed a few months ago)
Click to expand...
Which bank are you thinking of moving your relationship to?
 
Upvote 0 Downvote
Fini7777 said:
Guys, I'm planning to break up with IndusInd soon.
I'm considering moving my banking relationship to another bank.
However, I might upgrade/open a Pioneer Banking account with IndusInd if they offer me the Pioneer Heritage Metal Credit Card
Should I negotiate with the branch for this before moving? Any chance of getting approval?
Or
Should I just close all accounts without any expectations and move on with my decision?
Currently, I don't have any Indus CC (Closed a few months ago)

@SSV @NAB @Anindya98 @helloworld @BVC @kuchbhi @Anupama_Jha @telescope @2025 @hender @Mr. Bean @Credit_Cards @Infamous @Vasuki @TechnoFino
Click to expand...
they shall offer your Pioneer Heritage against Vouchers but LTF might not be easy.
Its worth negotiating.

Dont close just yet their smartly selected Cards have good lifestyle benefits for Tier 1 and Metro residents

also Pioneer account do not penalise for non maintenance so worth a try.
 
Upvote 0 Downvote
sun156 said:
Bro for me also calls came from so many days, But I rejected the agents .

Checked now I also received that whats app msg. And same link as you provided. Another guy also provided the same.

After pressing it showed me 7 cards,
After I pressed GET NOW, it showed me error as
Already Application existing or customer has credir card

What I should do know bro.

I havent applied from 3 years any credit card.
Click to expand...
Uska karan hai mera v show ho rha tha
 
Upvote 0 Downvote
Anindya98 said:
IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:

View attachment 77478
My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo
Click to expand...



1. I hope you are having indusind saving account before applying the card , what is type of account savings or salary and ehat is the product name of account like classic, maxima, e.t.c
2. Is your area under servcible pin code.
3. I want to know, after pressing the link, it is showing me 7 differents cards, selected desired card , and after pressing GET NOW CARD, to what page it redirects ??
4. Do you have entire process photos OR screenshots bro
5. IN this process does it asked to fill the employment details, office address , income range , e t.c
6. Does CIBIL HIT HAPPENED in this preapproved Link process, please CIBIL report from date of applying to issuing for any hard enquiry.
7. Does after approval does employment details reported to cibil like salaried or selfemployed
And some address like office address is reported or not.
 
Upvote 0 Downvote
sun156 said:
1. I hope you are having indusind saving account before applying the card , what is type of account savings or salary and ehat is the product name of account like classic, maxima, e.t.c
Click to expand...
I intended to open an Indie Megastar account but accidentally opened an IndusInd Select account.
With 50K IF, without vkyc.
sun156 said:
2. Is your area under servcible pin code.
Click to expand...
Yes
sun156 said:
3. I want to know, after pressing the link, it is showing me 7 differents cards, selected desired card , and after pressing GET NOW CARD, to what page it redirects ??
Click to expand...
I don't remember exactly, but I think it generated an application number.
sun156 said:
4. Do you have entire process photos OR screenshots bro
Click to expand...
No
sun156 said:
5. IN this process does it asked to fill the employment details, office address , income range , e t.c
Click to expand...
No
sun156 said:
6. Does CIBIL HIT HAPPENED in this preapproved Link process, please CIBIL report from date of applying to issuing for any hard enquiry.
Click to expand...
No Cibil Hit
sun156 said:
7. Does after approval does employment details reported to cibil like salaried or selfemployed
And some address like office address is reported or not.
Click to expand...
@helloworld answered your query
My answer is also the same.
 
Upvote 0 Downvote
Anindya98 said:
I intended to open an Indie Megastar account but accidentally opened an IndusInd Select account.
With 50K IF, without vkyc.

Yes

I don't remember exactly, but I think it generated an application number.

No

No

No Cibil Hit

@helloworld answered your query
My answer is also the same.
Click to expand...
bro very much thankful for replying all qs
tq so much

so there wont be CIBIL HIT , it wont ask any other details like office address and residential addess, employement TYPE , if we go by this link.

But please tell me bro , I also know that the profile section doesnt important for score calculation ,
but my area pincode is not serviceable bro , so agents are suggesting to change the current address & new office address to a pincode which is serviciable.
which I am particular if it may reported to cibil and later for next loan they may ask why address change .

so thats why asking my 7Th Question PARTICULARLY bro , please feel free to answer bro tq

so as you remember after Pressing GET card Now it directly showed you application number , havent asked any details ??
 

Attachments

  • get card now.webp
    get card now.webp
    19.9 KB · Views: 12
Upvote 0 Downvote
sun156 said:
bro very much thankful for replying all qs
tq so much

so there wont be CIBIL HIT , it wont ask any other details like office address and residential addess, employement TYPE , if we go by this link.

But please tell me bro , I also know that the profile section doesnt important for score calculation ,
but my area pincode is not serviceable bro , so agents are suggesting to change the current address & new office address to a pincode which is serviciable.
which I am particular if it may reported to cibil and later for next loan they may ask why address change .

so thats why asking my 7Th Question PARTICULARLY bro , please feel free to answer bro tq

so as you remember after Pressing GET card Now it directly showed you application number , havent asked any details ??
Click to expand...
  • Why do you need an Indusind card for any specific reason?
  • Read the underlined part; they already did verification and rejected it in July. 1743423894612.webp
  • If you have an account with them, then servicable pincode will not be an issue; it will be bypassed.
  • Even if you update your address and apply, there's no guarantee that rejection or verification won't occur. When you apply with a new address, the chances of verification increase since the address won't be present in your CIBIL record.
  • Some banks update the address in your cibil, for example ICICI does.
 
Upvote 0 Downvote
sun156 said:
so as you remember after Pressing GET card Now it directly showed you application number , havent asked any details ??
Click to expand...
My details were already in their system from my July application, which was rejected. Based on that, I received an offer in October with a 4.62L limit. In your case, they might or might not do verification or ask for office details. Even if you add a new address in Cibil, it doesn't affect your next applications.
 
Upvote 0 Downvote
sun156 said:
bro very much thankful for replying all qs
tq so much

so there wont be CIBIL HIT , it wont ask any other details like office address and residential addess, employement TYPE , if we go by this link.

But please tell me bro , I also know that the profile section doesnt important for score calculation ,
but my area pincode is not serviceable bro , so agents are suggesting to change the current address & new office address to a pincode which is serviciable.
which I am particular if it may reported to cibil and later for next loan they may ask why address change .
Click to expand...

I've 40+ variations of my address in both experian and cibil. and it never be the reason to deny credit card application. Address can change, Payment behavior also can change. NO ONE EVER ASK YOU WHY ADDRESS CHANGE.

They only ask, whats the proof for current address?
 
Upvote 0 Downvote
You must log in or register to reply here.
Back
Top