I received 4k points at 11.20 AM for 1 lakh spent + 100 amazon shopping.
Another 1k points @ 5.05 PM for 70k spent + 130 Amazon shopping. (No regrets for not spending another 30k 😅😁)
Waiting for another 4k points for 1L spent.
I received RP for 2L spend automatically. When there was delay in RP credit, I called the customer care & they resolved it in 2 days.
All those who didn't receive the regular points, Pick up your phone 📱 and call the customer care immediately.
Total returns on 2.7 lakh spent - 5.3 % return ( ~1.2% on CC spending + 0.8% on DC spends + 3.3% in terms of 9k shopplus points)
If we consider taxation with 30% + cess bucket, it's a 7.95% return for me. As good as Indusinds 15 month FD return in 2 months. I'm grateful 🥲 🥰. Thanks fellow TFCians for your guidance all along.