IndusInd Bank launches ePay Amex credit card

[vm999]

A new credit card launched by IndusInd Bank.

Rewards are very attractive. Typical Amex by asking us to make >10 transactions per month to avail the full benefits.
Needs to see what are the reward limits and annual fee.

Reward for early payment

Get 5% cashback annually every time on payment of total due amount within 7 days of statement generation.

Unique Transaction based Rewards Program​

Earn up to 10 Reward Points on each transaction with your completely digital ePay American Express® Credit Card

• 1st to 4th transaction in a statement cycle- Earn 4 Reward Points on each transaction
• 5th to 10th transaction in a statement cycle- Earn 8 Reward Points on each transaction
• Beyond the 10th transaction in a statement cycle- Earn 10 Reward Points on each transaction
• Minimum transaction value- Rs 500

Spend on your card every month and get double the reward points

When you keep your ePay Card active for 11 months, you will get 2X Reward Points on all your spends done in the 12th month within an anniversary year.

E.g. if your card issuance date is 1st January, be active on your card from January to November by making at least 1 transaction each month and on December you will get 2X Reward Points on all your spends.

• 1st to 4th transaction in a statement cycle- Earn 8 Reward Points on each transaction
• 5th to 10th transaction in a statement cycle- Earn 16 Reward Points on each transaction
• Beyond the 10th transaction in a statement cycle- Earn 20 Reward Points on each transaction

 

[787]

This 5% marketing and calculations is laughable!
Not expected from both IndusInd and American Express.

 

[BhaiyaJi]

This 5% marketing and calculations is laughable!
Not expected from both IndusInd and American Express.

Yes, very cheap way of marketing rewards.

 

[skal941]

Just about to apply as it's LTF.. Found this thread.. Thank God I didn't apply... 5% cashback is such a stupid reward...

 

[BhaiyaJi]

Just about to apply as it's LTF.. Found this thread.. Thank God I didn't apply... 5% cashback is such a stupid reward...

🤣 🤣 🤣

 

[runzone]

I am getting this card pre-approved 😂

Isse acha LEGEND de dete toh le leta 😞

 

[vaibhav111vaibhav111 is verified member.]

so on zomato on order above 200..(WeFit) i can get 100rs off so i have no use of this virtual card other than that. i have legend already with 5 lakhs limit.. how can i get this card cause there is no apply button anywhere on induslnd website. regarding 5% CB will pay once i use this card so no need for any CB.

 

[vaibhav111vaibhav111 is verified member.]

I am getting this card pre-approved 😂

Isse acha LEGEND de dete toh le leta 😞

where did you found that pre- approved offer for this cc.

 

[vaibhav111vaibhav111 is verified member.]

@RAMESH BABU N hello sir, you said it NIL in joining and Annual Fees, any idea how can i apply for these cc and check if i can apply cause i have legend like 7-8 months old with 5 lakhs limit.

 

[runzone]

where did you found that pre- approved offer for this cc.

Indusind website, scroll bottom

There you would see "Pre-approved personal loan and credit cards"

Login with userid and mpin

 

[COSMOCRAT]

This card offers flat 100rs off on transactions of 200rs+ on zomato. Plus on zomato there are two discounts i.e restaurant discount and payment mode discount which can be clubbed together. So if an item is 350rs then the restaurant discount of 120rs and 100rs discount with this card will bring the price to 130rs from 350rs, that's kinda good for a LTF card.

That is the only good thing about this one, although I'm still trying for the pinnacle.

 

[ccdc]

now this will also be devalued in few months...lol...

 

[Rahul Gupta]

I am getting this card pre-approved 😂

Isse acha LEGEND de dete toh le leta 😞

Limit and fees?

 

[Rishabh]

This card offers flat 100rs off on transactions of 200rs+ on zomato. Plus on zomato there are two discounts i.e restaurant discount and payment mode discount which can be clubbed together. So if an item is 350rs then the restaurant discount of 120rs and 100rs discount with this card will bring the price to 130rs from 350rs, that's kinda good for a LTF card.

That is the only good thing about this one, although I'm still trying for the pinnacle.

This offer can be availed only for one time per card during entire offer duration 🙂

 

[cc_dc_explorer]

I am getting this card pre-approved 😂

Isse acha LEGEND de dete toh le leta 😞

How are you getting this? I applied manually from IndusInd website and was rejected.

 

[cc_dc_explorer]

This offer can be availed only for one time per card during entire offer duration 🙂

Does that mean only one time we will be able to use it ? What is the offer duration timeline ?

 

[Wealth is my birth right!]

This offer can be availed only for one time per card during entire offer duration 🙂

such a worthless one then...

 

[Rishabh]

Does that mean only one time we will be able to use it ? What is the offer duration timeline ?

No idea on the timeline, but card is not worth to get it.

 

[PANK]

Does this card offer instant discount on American express offer

 

[PANK]

Does this card offer instant discount on American express offer

Anyone can help me with this

 

[BVCBVC is verified member.]

Anyone can help me with this

No. Amex usually doesn’t offer instant discounts online. Some offline stores does.

Amex network offers and Amex card offers are different.