IndusInd Bank launches ePay Amex credit card

[vm999]

A new credit card launched by IndusInd Bank.

Rewards are very attractive. Typical Amex by asking us to make >10 transactions per month to avail the full benefits.
Needs to see what are the reward limits and annual fee.

Reward for early payment

Get 5% cashback annually every time on payment of total due amount within 7 days of statement generation.

Unique Transaction based Rewards Program​

Earn up to 10 Reward Points on each transaction with your completely digital ePay American Express® Credit Card

• 1st to 4th transaction in a statement cycle- Earn 4 Reward Points on each transaction
• 5th to 10th transaction in a statement cycle- Earn 8 Reward Points on each transaction
• Beyond the 10th transaction in a statement cycle- Earn 10 Reward Points on each transaction
• Minimum transaction value- Rs 500

Spend on your card every month and get double the reward points

When you keep your ePay Card active for 11 months, you will get 2X Reward Points on all your spends done in the 12th month within an anniversary year.

E.g. if your card issuance date is 1st January, be active on your card from January to November by making at least 1 transaction each month and on December you will get 2X Reward Points on all your spends.

• 1st to 4th transaction in a statement cycle- Earn 8 Reward Points on each transaction
• 5th to 10th transaction in a statement cycle- Earn 16 Reward Points on each transaction
• Beyond the 10th transaction in a statement cycle- Earn 20 Reward Points on each transaction

 

[panchabhut]

Is this pure virtual card - i.e. no physical card would be issued?

 

[plastikman]

Is this pure virtual card - i.e. no physical card would be issued?

Yes, virtual only

 

[panchabhut]

Is 5L common Credit Limit across IndusInd?? with good CIBIL and decent Income, I have seen many users on the exact same as 5L as their credit limit.

**5L - 5 Lacs

My total limit is 7.70 L. Now split over 4 cards.

 

[Strange]

Has anyone used the Zomato offer twice with their ePay Amex card?

 

[anonymuos]

When do we get the Zomato Gold membership after taking this card?

 

[Strange]

Has anyone used the Zomato offer twice with their ePay Amex card?

@vaibhav111 @ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ .

 

[anonymuos]

Has anyone used the Zomato offer twice with their ePay Amex card?

It gives an error. Now I am just hoping it refreshes every 30 days otherwise close this card and restore the limit 🤣

 

[vaibhav111vaibhav111 is verified member.]

@vaibhav111 @ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ .

In a month just once.

 

[Strange]

It gives an error. Now I am just hoping it refreshes every 30 days otherwise close this card and restore the limit 🤣

I have already confirmed this from Indusind support. IndusInd bank doesn't restore the credit limit from a closed credit card.

 

[anonymuos]

I have already confirmed this from Indusind support. IndusInd bank doesn't restore the credit limit from a closed credit card.

That's strange. The IndusInd customer care person I called said I can close one of my IndusInd credit cards (I was just curious/seeking info and asked about EazyDiner Platinum) and he said the limit would be transferred to Legend. So which one is it? 🤔 Also I had some limit transferred recently between Legend and RuPay vs the original split limit distribution I had.

 

[Strange]

That's strange. The IndusInd customer care person I called said I can close one of my IndusInd credit cards (I was just curious/seeking info and asked about EazyDiner Platinum) and he said the limit would be transferred to Legend. So which one is it? 🤔 Also I had some limit transferred recently between Legend and RuPay vs the original split limit distribution I had.

Their Email reply.

 

[anonymuos]

View attachment 70908

Their Email reply.

No it's not that I don't believe you but they were even ready to raise a service request on call for me to merge the limit and close the other card. Looks like I will have to actually try that.