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Indusind Bank Non Mantainence Account Offer

bhavyegoelbhavyegoel is verified member.

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Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-

Screenshot_20221021_124803.jpg

Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html
 

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I sent them a detailed set of queries via email last week but they still haven't responded. Guess I'll just have to risk it regarding
a) The debit card fee applicable if balance isn't maintained
b) Facilities, MAB required, NMC waiver, DC fees if balance not maintained for addons
c) Applicability of NMC waiver for subsequent years (I guess there are enough answers here regarding this)
 
I sent them a detailed set of queries via email last week but they still haven't responded. Guess I'll just have to risk it regarding
a) The debit card fee applicable if balance isn't maintained
b) Facilities, MAB required, NMC waiver, DC fees if balance not maintained for addons
c) Applicability of NMC waiver for subsequent years (I guess there are enough answers here regarding this)
you shouldn't worry about debit card fees. because they charge 299rs per annum for those who don't maintain this account but i think even if we have to give 299rs for such a good debit card then it should be a no brainer.
 
you shouldn't worry about debit card fees. because they charge 299rs per annum for those who don't maintain this account but i think even if we have to give 299rs for such a good debit card then it should be a no brainer.

Thank you for your reply. However, I'm not sure I will be using the card. My wife and I already have 2 cards from the partner offer that we haven't used even once. Hardly travel or watch movies in a theatre..... The main advantage for us is the ability to group accounts so that other immediate family members get the same benefits (zero balance and a free DC to use for cash withdrawal as & when needed)
 

Updated offer till Nov 30
Exclusive and Select accounts removed from offer
They have now specified to use DOUBLE IP is mendatory to apply while account opening. I think alot of their employees missed this code, hence creating alot of issues for customers on the other side they removed exclusive account and times prime membership. I think they got enough exclusive customers lol.
 
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