Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[cardfreak]

Ok, i got my welcome kit, cheque book and my account is now fully functional. I have few queries.

1) How to get MasterCard world DC, it says no upgrade available.
2) As everyone is excited about we got LT non maintenance exclusive account, will they remove/downgrade the exclusive account just like how HDFC does for preferred and imperia customers if they don’t maintain the required bal/nrv?

call customer care and ask for master card, they will issue. About maintenance, although its LT but just in case they want to downgrade they will send alert before 30 days. Some say Waiver will be mentioned in monthly statements.

 

[TheTrickySid]

Ok, i got my welcome kit, cheque book and my account is now fully functional. I have few queries.

1) How to get MasterCard world DC, it says no upgrade available.
2) As everyone is excited about we got LT non maintenance exclusive account, will they remove/downgrade the exclusive account just like how HDFC does for preferred and imperia customers if they don’t maintain the required bal/nrv?

No this is special wavier account so no downgrade hopefully.

 

[TheTrickySid]

call customer care and ask for master card, they will issue. About maintenance, although its LT but just in case they want to downgrade they will send alert before 30 days. Some say Waiver will be mentioned in monthly statements.

It'll probably mentioned like this

 

[TheTrickySid]

call customer care and ask for master card, they will issue. About maintenance, although its LT but just in case they want to downgrade they will send alert before 30 days. Some say Waiver will be mentioned in monthly statements.

Can we have 2 dc for same account??

 

[cardfreak]

Can we have 2 dc for same account??

I have upgraded to select from delite. I have 3 card now for select visa and master card and platinum. No confirmation about charges of extra cards. plus virtual card.

for exclusive not tried yet as I asked for mastercard while account opening and same is issued

 

[TheTrickySid]

I have upgraded to select from delite. I have 3 card now for select visa and master card and platinum. No confirmation about charges of extra cards. plus virtual card.

for exclusive not tried yet as I asked for mastercard while account opening and same is issued

Actually I forgot to mention about mastercard while account opening thus recieved a visa variant.

 

[TheTrickySid]

I have upgraded to select from delite. I have 3 card now for select visa and master card and platinum. No confirmation about charges of extra cards. plus virtual card.

All 3 linked to same account??

 

[cardfreak]

All 3 linked to same account??

yes , all 4 platinum plus , visa , master and default virtual gold card

 

[cardfreak]

Actually I forgot to mention about mastercard while account opening thus recieved a visa variant.

you can request over call, instant issue

 

[Wealth is my birth right!]

All 3 linked to same account??

for all account variants if u create app login before card dispatch there will be platinum virtual but when speaking to cc on some charges issue he said that virtual from 2nd year some charges so he took request to block and close the same in my exclusive account.

 

[TheTrickySid]

yes , all 4 platinum plus , visa , master and default virtual gold card

Can you once confirm about the charges by calling customer care and update me,
I no extra charges i too shall request for MasterCard dc

 

[cardfreak]

Can you once confirm about the charges by calling customer care and update me,
I no extra charges i too shall request for MasterCard dc

My RM told me he will reverse charges if levied, I will use it for 6M to 1 year as most cards are 1 year free. Don''t want to alert backend 😉

you can confirm yourself , if you want mastecard get it by calling, say I requested mastercard but mistakenly sent visa and block visa in case they quote any charges

 

[vatsalhk]

Just got call from RM saying they will upgrade to Exclusive from Partner with Zero MAB😎

Will write down the procedure once done.

Thank you everyone!

 

[Wealth is my birth right!]

Just got call from RM saying they will upgrade to Exclusive from Partner with Zero MAB😎

Will write down the procedure once done.

Thank you everyone!

welcome to club "exclu$ive"

 

[TheTrickySid]

Just got call from RM saying they will upgrade to Exclusive from Partner with Zero MAB😎

Will write down the procedure once done.

Thank you everyone!

You should have asked for seperate 0 mab exclusive account.
Double benefits (Partner and exclusive)
That's what I've done 😁😂

 

[aryanraj]

You should have asked for seperate 0 mab exclusive account.
Double benefits (Partner and exclusive)
That's what I've done 😁😂

What is special in Partner account? Do you not need initial funding when you ask for a separate exclusive a/c?

 

[TheTrickySid]

What is special in Partner account? Do you not need initial funding when you ask for a separate exclusive a/c?

Nothing special everything is almost same as of exclusive account.
But if you have already have 0 mab partner account then instead of upgrading why not open seperate 0 mab exclusive account.

I had open partner account under offer in May
Now opened exclusive account under offer as well
2 premium accounts at 0mab

 

[aryanraj]

Nothing special everything is almost same as of exclusive account.
But if you have already have 0 mab partner account then instead of upgrading why not open seperate 0 mab exclusive account.

I had open partner account under offer in May
Now opened exclusive account under offer as well
2 premium accounts at 0mab

I assume Upgrading not required initial funding but opening a new one required 4L funding.

 

[vatsalhk]

Nothing special everything is almost same as of exclusive account.
But if you have already have 0 mab partner account then instead of upgrading why not open seperate 0 mab exclusive account.

I had open partner account under offer in May
Now opened exclusive account under offer as well
2 premium accounts at 0mab

What's the point of 2 accounts anyways lol.

Happy with 1 exclusive one 😀

 

[TheTrickySid]

I assume Upgrading not required initial funding but opening a new one required 4L funding.

Contrary to that
Usually upgrading account isn't eligible for any offer
Offers are only considered for new account opening.