Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[Rahul Gupta]

phone Kiya ..aur thoda time hi hua aur Debit Card net banking me show bhi kar raha hai.. .. Bank acchi hai ...lekin Staff ka issue hai ..

Ha bro card bhot jaldi show ho jata h aur use bhi kar sakte ho. M toh third card ke liye try kar rha tha par customer care ne bola sir 2 debit card h apke account par isse jada issue nhi kar sakte.

 

[avishj]

In Welcomed Kit I Recently Master Card Debit Card,

later I Know that Multiple Debit Cards are allowed so,

I Just Called IndusInd Customer Care For Visa Debit Card.

executive Denied and Said that You Can Hold Online One Debit Card and Your Existing Card will be blocked.

I Confirmed Twice..with executive.


plz Help @HyperBeast @Wealth is my birth right!

Apply via app, you'll get it easily.

 

[vatsalhk]

Nowadays It's Very Easy..even I Got LTF Without Any Documents or Relationship...you just need good Cibil score

Even with exclusive account, the RM denied 🤣

Seems gotta escalate to the right authorities.

 

[Deleted member 7241]

Even with exclusive account, the RM denied 🤣

Seems gotta escalate to the right authorities.

Not Possible... Exclusive account Halwa thodi na hai ..

Premium Account hai .😅

Lots of people including me got legend LTF without any relationship with bank..


After getting Legend I opened select account

 

[avishj]

Even with exclusive account, the RM denied 🤣

Seems gotta escalate to the right authorities.

You've got a shitty RM. Try their online portal or escalate to BM.

 

[vatsalhk]

You've got a shitty RM. Try their online portal or escalate to BM.

Online portal as in fresh application?

RM is useless yeah🤣. But not bothering much..

 

[vatsalhk]

Not Possible... Exclusive account Halwa thodi na hai ..

Premium Account hai .😅

Lots of people including me got legend LTF without any relationship with bank..


After getting Legend I opened select account

Haha check this.

RM is least bothered it seems🙏

 

[anonymuos]

Does IndusInd have concept of pre-approved credit card after few months of opening account? Especially if I keep 1 lakh+ balance in Exclusive account opened under Oct. special offer? I see no point to keeping more than 1 lakh as it's only 4% interest rate, whereas in good old FD, I can get 7.25% currently even in a PSU bank.

 

[TheTrickySid]

Does IndusInd have concept of pre-approved credit card after few months of opening account? Especially if I keep 1 lakh+ balance in Exclusive account opened under Oct. special offer? I see no point to keeping more than 1 lakh as it's only 4% interest rate, whereas in good old FD, I can get 7.25% currently even in a PSU bank.

You guys still maintaining QAB of 1L?

 

[TheTrickySid]

Does IndusInd have concept of pre-approved credit card after few months of opening account? Especially if I keep 1 lakh+ balance in Exclusive account opened under Oct. special offer? I see no point to keeping more than 1 lakh as it's only 4% interest rate, whereas in good old FD, I can get 7.25% currently even in a PSU bank.

Their pre approved offer is very random, not worth maintaining

 

[Deleted member 7241]

Haha check this.

RM is least bothered it seems🙏

I only deal with nodal.. and Last me Account Close aur ek hi Sentence " There are other Banks too" ..

 

[Deleted member 7241]

I Opened Select Account on 25 Nov...1st Entry Of Cheque is on 1st December..

emailed Nodal for NMC Confirmation but Till date not received any response.

I'm Worried because On Nov Offer No Mention of Select account..

yet not received any Statement...

what Should I do now ?

how you Confirmed Zero MaB account ?

@HyperBeast

 

[Rahul Gupta]

I Opened Select Account on 25 Nov...1st Entry Of Cheque is on 1st December..

emailed Nodal for NMC Confirmation but Till date not received any response.

I'm Worried because On Nov Offer No Mention of Select account..

yet not received any Statement...

what Should I do now ?

how you Confirmed Zero MaB account ?

@HyperBeast

you will receive statements by 10 December.

 

[Batmanbaba]

I Opened Select Account on 25 Nov...1st Entry Of Cheque is on 1st December..

emailed Nodal for NMC Confirmation but Till date not received any response.

I'm Worried because On Nov Offer No Mention of Select account..

yet not received any Statement...

what Should I do now ?

how you Confirmed Zero MaB account ?

@HyperBeast

If it was not in offer you won't gave zero mab.... Backend team will not process it even though bank official might be able to enter double ip code... One person tried it will exclusive on 1st nov.... I also talked to zonal manager of my area.. Then finally opened partner account which was in offer

 

[avishj]

Online portal as in fresh application?

RM is useless yeah🤣. But not bothering much..

Yes, online application is fresh and seperate

 

[anonymuos]

View attachment 7607

You guys still maintaining QAB of 1L?

Do you mean keep very low amount in savings account in general (invest almost all of it), or keep in some other bank for those who have 0-balance Indus account? If so, which bank do you recommend?

 

[avishj]

Do you mean keep very low amount in savings account in general (invest almost all of it), or keep in some other bank for those who have 0-balance Indus account? If so, which bank do you recommend?

Even a liquid MF / TBill is better than losing your money to inflation via the measly SA rates.

 

[TheTrickySid]

Do you mean keep very low amount in savings account in general (invest almost all of it), or keep in some other bank for those who have 0-balance Indus account? If so, which bank do you recommend?

My point is why maintain balance when not required.

Like if you have open account with no mab/qab requirement, why there's any need to maintain.

Instead you can invest it according to your risk appetite.

 

[Rahul Gupta]

My point is why maintain balance when not required.

Like if you have open account with no mab/qab requirement, why there's any need to maintain.

Instead you can invest it according to your risk appetite.

For cc maybe.

 

[anonymuos]

My point is why maintain balance when not required.

Like if you have open account with no mab/qab requirement, why there's any need to maintain.

Instead you can invest it according to your risk appetite.

Yes for CC (I already mentioned above that they rejected on C2C basis) so going to see if pre-approved offer comes with balance maintained. 🙂

Btw on which day of the month did you guys receive the automated monthly statement? I opened account on 29th Oct and am yet to receive the MAB waiver confirmation via email statement (did receive the SMS though). I am receiving all sorts of useless redundant emails from IndusInd 3 times a month per topic and also emails that e-statement is activated but not the actual statement yet for November.😄